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431 Summit Dr, Maggie Valley, NC 28751 Property Records

Haywood County property record for 431 Summit Dr, Maggie Valley, NC 28751

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 2007
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on Record
Last Sale$381,000 (Dec 2025)
Tax Bill$1,733 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7696-15-3099

Property Details

APN / Parcel Number

Primary APN7696-15-3099
Alternative APNs
  • 183247
  • 283642
  • 261208

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Heated Area
Gross Area2,078 sqft
1st Floor Area1,440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialWood
Lot Area28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump

Location & Zoning

Account Number261208
Street Address431 SUMMIT DR
CityMAGGIE VALLEY
StateNC
Zip28751-8812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT #235 SECT B MOUNTAIN TOP DEVELOPMENT
Legal SubdivisionMOUNTAIN TOP DEVELOPMENT
Legal Unit235
JurisdictionHAYWOOD NC
Township / Civil DivisionIVY HILL
Census Block Group2
Census Block2020
Census Tract920701

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address431 SUMMIT DR, MAGGIE VALLEY, NC 28751-8812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleSep 14, 2006 · Amount on Record
Deed Document Number202511330
Deed Book / Page1144 / 292
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateDec 31, 2025
Property Address431 SUMMIT DR, MAGGIE VALLEY, NC 28751-8812
Document Number0011440292
Book / Page1144 / 292
Map ReferenceCAB B SL 343A
Instrument DateDec 29, 2025
Instrument2025011330
Transaction TypeTransfer
Record UpdatedJan 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$762.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6305 BOARDMAN CT, ROCKLIN, CA 95677-4509

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 SUMMIT DR, MAGGIE VALLEY, NC 28751-8812

Mortgage

Document Number0001144297
DateDec 31, 2025
Instrument1144/297
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2031
Change Frequency5 Years
Min Rate At Change3%
Max Rate At Change7%
Index5-Year CMT
Max Rate11%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,200 (-) Land $39,900 Building $202,300
2025$1,733.00$242,200 (-) Land $39,900 Building $202,300$242,200 (-) Land $39,900 Building $202,300
2023$242,200 Land $39,900 Building $202,300$242,200 (-) Land $39,900 Building $202,300
2021$242,200 Land $39,900 Building $202,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAGGIE VALLEY SANITARY DIST
serves 9,629 people · EPA ID NC0144040
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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