489 Sterling Rd, Sterling, CT 06377 Property Records

Sterling Town property record for 489 Sterling Rd, Sterling, CT 06377

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,285 sqft · built 1897
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Tax Bill	$3,701 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00137900`

Property Details

APN / Parcel Number

Primary APN	`00137900`
Alternative APNs	`STLN M:001SC B:022 L:0112` `STER M:001SC B:022 L:0112` `137900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,285 sqft Living Area
Gross Area	2,465 sqft
Basement Area	797 sqft
Unfinished Basement	797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	137900
Street Address	489 STERLING RD
City	STERLING
State	CT
Zip	06377-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	22
Legal Lot Number	112
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4000
Census Tract	908100

Owner

Source: Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	489 STERLING RD, STERLING, CT 06377-2009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 4, 2021	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 8, 2018	Warranty Deed, Transfer HOME POINT FINL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021
Deed Sale	Nov 4, 2021
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	20212021001237
Deed Book / Page	168 / 495
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Nov 4, 2021
Property Address	489 STERLING RD, STERLING, CT 06377-2009
Document Number	000168-495
Book / Page	168 / 495
Instrument Date	Jul 10, 2021
Instrument	2021001237
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 STERLING RD, STERLING, CT 06377-2009

Mortgage

Document Number	2021001238
Date	Nov 4, 2021
Instrument	2021001238

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Nov 4, 2021
Property Address	489 STERLING RD, STERLING, CT 06377-2009
Document Number	168-495
Book / Page	168 / 495
Instrument Date	Jul 10, 2021
Instrument	2021001237
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 STERLING RD, STERLING, CT 06377-2009

Mortgage

Document Number	168-498
Date	Nov 4, 2021
Book Page	168/498
Instrument	2021001238

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Feb 8, 2018
Property Address	489 STERLING RD, STERLING, CT 06377-2009
Document Number	154-64
Book / Page	154 / 64
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1540067
Date	Feb 8, 2018
Instrument	00154/0067

Lender

Name	HOME POINT FINL CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,701.00 (+7.21%)	$156,900 (-) Land $40,000 Building $116,900	$310,723 (+182.91%)
2025	$3,452.00	$156,900 (-) Land $40,000 Building $116,900	$109,830 Land $28,000 Building $81,830
2024	$3,452.00 (-0.98%)
2023	$3,486.00 (+17.61%)	$156,900 (+69.06%) Land $40,000 Building $116,900
2022	$2,964.00	$92,810 Land $16,270 Building $76,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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