486 Sterling Rd, Sterling, CT 06377 Property Records

Sterling Town property record for 486 Sterling Rd, Sterling, CT 06377

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,094 sqft · built 1897
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$2,715 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00137800`

Property Details

APN / Parcel Number

Primary APN	`00137800`
Alternative APNs	`STLN M:001SC B:017 L:0194` `STER M:001SC B:017 L:0194` `137800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,094 sqft Living Area
Gross Area	2,076 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	137800
Street Address	486 STERLING RD
City	STERLING
State	CT
Zip	06377-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	17
Legal Lot Number	194
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3007
Census Tract	908100

Owner

Source: Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	486 STERLING RD, STERLING, CT 06377-2027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 9, 2022	Executor's Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 9, 2022	Deed, Transfer
Mar 9, 2022	Executor's Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022
Deed Sale	Mar 9, 2022
Deed Document Number	20222022000184
Deed Book / Page	170 / 42
Prior Transfer Date	Mar 7, 2022
Prior Transfer Doc	0000170-40
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Recording Date	Aug 10, 2026
Property Address	486 STERLING RD, STERLING, CT 06377-2027
Document Number	0000000599
Book / Page	183 / 658
Instrument Date	Jul 14, 2026
Instrument	2026599
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 STERLING RD, STERLING, CT 06377-2027

Mortgage

Document Number	0000000599,
Date	Aug 10, 2026
Book Page	183/658
Instrument	2026599

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	313 Months
Due	Sep 1, 2052

Interest

Max Rate	-1%

March 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	STERLING CT
Recording Date	Mar 9, 2022
Property Address	486 STERLING RD, STERLING, CT 06377-2027
Document Number	0000170-42
Book / Page	170 / 42
Instrument Date	Mar 7, 2022
Instrument	2022000184
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 STERLING RD, STERLING, CT 06377-2027

Mortgage

Document Number	0000170-44
Date	Mar 9, 2022
Book Page	170/44
Instrument	2022000185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STERLING CT
Recording Date	Mar 9, 2022
Property Address	486 STERLING RD, STERLING, CT 06377-2027
Document Number	0000170-40
Book / Page	170 / 40
Instrument Date	Mar 7, 2022
Instrument	2022000182
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	STERLING CT
Recording Date	Mar 9, 2022
Property Address	486 STERLING RD, STERLING, CT 06377-2027
Document Number	0000170-42
Book / Page	170 / 42
Instrument Date	Mar 7, 2022
Instrument	2022000184
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 STERLING RD, STERLING, CT 06377-2027

Mortgage

Document Number	2022000185
Date	Mar 9, 2022
Instrument	2022000185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,715.00 (+7.23%)	$115,100 (-) Land $29,600 Building $85,500	$255,348 (+216.93%)
2025	$2,532.00	$115,100 (-) Land $29,600 Building $85,500	$80,570 Land $20,720 Building $59,850
2024	$2,532.00 (-1.02%)
2023	$2,558.00 (+13.74%)	$115,100 (+63.45%) Land $29,600 Building $85,500
2022	$2,249.00	$70,420 Land $11,340 Building $59,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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