489 Silver Shadow Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 489 Silver Shadow Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,644 sqft · built 1990
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Trust Names on File
Last Sale	$734,500 (Jun 2005)
Tax Bill	$11,700 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-393-14-00`

Property Details

APN / Parcel Number

Primary APN	`220-393-14-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,644 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	489 SILVER SHADOW DR
City	SAN MARCOS
State	CA
Zip	92078-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20 (PR
Legal Description	LOT 68 TR 011258
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	011258
Legal Block	3
Legal Lot Number	68
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20310

Owner

489 Silver Shadow Dr is owner-occupied and held in a trust since June 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	489 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Intrafamily Transfer, Transfer
Dec 10, 2025	Intrafamily Transfer, Transfer
Oct 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2005 · Amount on File
Deed Sale	Jun 7, 2005 · Amount on File
Prior Sale	Jun 21, 2001 · Amount on File
Deed Document Number	2005477930
Prior Transfer Date	Jan 8, 1998
Prior Transfer Doc	0000020174
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2025
Property Address	489 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440
Document Number	0000348316
Map Reference	MAP 11258
Instrument Date	Dec 3, 2025
Instrument	2025-0348316
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	489 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2025
Property Address	489 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440
Document Number	0000348315
Map Reference	MAP 11258
Instrument Date	Dec 3, 2024
Instrument	2025-0348315
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	489 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2020
Property Address	489 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440
Document Number	0000647229
Map Reference	MAP 11258
Instrument Date	Oct 15, 2020
Instrument	2020-0647229
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	489 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440

Mortgage

Document Number	0000647230
Date	Oct 22, 2020
Instrument	2020-0647230

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 489 Silver Shadow Dr was $11,700.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,044,212 (+2%) Land $540,232 Building $503,980
2025	$11,700.00 Homeowner's exemption	$1,023,739 Land $529,640 Building $494,099
2023	$10,880.00 (+13.72%) Homeowner's exemption	$983,987 Land $509,074 Building $474,913
2022	$9,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 489 Silver Shadow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Silver Shadow Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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