487 Silver Shadow Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 487 Silver Shadow Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,467 sqft · built 1990
Lot Size	0.405 acres (17,651 sqft)
Owner	2 Company Names on Record
Last Sale	$700,000 (Aug 2018)
Tax Bill	$8,924 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220-393-12-00`

Property Details

APN / Parcel Number

Primary APN	`220-393-12-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,467 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Lot Area	17,651 sqft (0.405 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	487 SILVER SHADOW DR
City	SAN MARCOS
State	CA
Zip	92078-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20 (PR
Legal Description	LOT 66 TR 011258
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	011258
Legal Block	3
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20310

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	487 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Feb 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 20, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Prior Sale	Nov 17, 1995 · Amount on Record
Deed Document Number	2018341363
Prior Transfer Date	Sep 6, 2006
Prior Transfer Doc	0000654682
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2026
Property Address	487 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440
Document Number	0000156726
Instrument Date	Jun 1, 2026
Instrument	2026156726
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	487 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	487 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440
Document Number	0000405574
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	487 SILVER SHADOW DR SAN MARCOS CA 920784440, SAN MARCOS, CA 92078-4440

Mortgage

Document Number	0000405574
Date	Jul 27, 2020
Instrument	405574

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	487 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440
Document Number	0000108948
Instrument Date	Feb 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	487 SILVER SHADOW DR SAN MARCOS CA 920784440, SAN MARCOS, CA 92078-4440

Mortgage

Document Number	0000108948
Date	Mar 3, 2020
Instrument	108948

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2018
Property Address	487 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440
Document Number	0000341363
Map Reference	MAP 11258
Instrument Date	Jul 24, 2018
Instrument	2018-0341363
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	487 SILVER SHADOW DR, SAN MARCOS, CA 92078-4440

Mortgage

Document Number	0000341364
Date	Aug 20, 2018
Instrument	2018-0341364

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$796,358 (+2%) Land $325,036 Building $471,322
2025	$8,924.00 (+7.54%) Homeowner's exemption	$780,744 (+4.04%) Land $318,663 Building $462,081
2023	$8,298.00 (+1.38%) Homeowner's exemption	$750,429 Land $306,290 Building $444,139
2022	$8,185.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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