489 Seashore Dr, Atlantic, NC 28511 Property Records

Carteret County property record for 489 Seashore Dr, Atlantic, NC 28511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1987
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Jul 2020)
Tax Bill	$953 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`7491.05.29.2778000`

Property Details

APN / Parcel Number

Primary APN	`7491.05.29.2778000`
Alternative APNs	`526499` `48620`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Heated Area
1st Floor Area	1,200 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	354 ft deep x 125 ft wide
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	48620
Street Address	489 SEASHORE DR
City	ATLANTIC
State	NC
Zip	28511-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT HWY 70 ATLANTIC
Legal Subdivision	EDWARD J FROST
Legal Block	29
Jurisdiction	CARTERET NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1046
Census Tract	970101

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 US 1 HWY, CAMERON, NC 28326-9438
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Feb 19, 2003 · Amount on Record
Deed Document Number	20201678191
Deed Book / Page	1678 / 191
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 10, 2020
Property Address	489 SEASHORE DR, ATLANTIC, NC 28511-9790
Document Number	0016780191
Book / Page	1678 / 191
Instrument Date	Jun 25, 2020
Instrument	1678191
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280K GLENDA DR, 280K, BEAUFORT, NC 28516-2409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 US 1 HWY, CAMERON, NC 28326-9438

Mortgage

Document Number	1678192
Date	Jul 10, 2020
Instrument	1678-192

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,363 (-) Land $78,055 Building $156,308	$234,363 (-) Land $78,055 Building $156,308
2025	$953.00 (+64.59%)	$234,363 (+193.58%) Land $78,055 Building $156,308	$234,363 (+193.58%) Land $78,055 Building $156,308
2023		$79,829 Land $31,481 Building $48,348	$79,829 Land $31,481 Building $48,348
2022	$579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	308 (1985–2026)
Claims Outside the SFHA	15 of 308
Most Recent Claim	Mar 2026
Claims by Event	Hurricane Florence, Sep 2018 · 57 claims Hurricane Irene, Aug 2011 · 78 claims Hurricane Isabel, Sep 2003 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 97.5% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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