448 Seashore Dr, Atlantic, NC 28511 Property Records

Carteret County property record for 448 Seashore Dr, Atlantic, NC 28511

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,637 sqft · built 2012
Lot Size3.27 acres (142,659 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Aug 2026)
Tax Bill$2,051 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN7491.05.19.6528000

Property Details

APN / Parcel Number

Primary APN7491.05.19.6528000
Alternative APNs
  • 414093
  • 26991

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,637 sqft Heated Area
Gross Area1,768 sqft
1st Floor Area388 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2013
Architectural StyleCottage
Exterior MaterialFiber Cement Siding
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area142,659 sqft (3.27 acres)

Exterior Amenities

PorchSlab
Porch Area208 sqft
Deck Area14 sqft
Patio Area348 sqft
Canopy150 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number26991
Street Address448 SEASHORE DR
CityATLANTIC
StateNC
Zip28511-9789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE EVELYN C HARRIS
Legal Block19
JurisdictionCARTERET NC
Township / Civil DivisionATLANTIC
Census Block Group1
Census Block1023
Census Tract970101

Owner

448 Seashore Dr is owned by two individuals who bought it in August 2026.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address647 STANBURY RD SW, SUPPLY, NC 28462-6023
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2026 · Amount on File
Deed SaleAug 19, 2026 · Amount on File
Prior SaleJul 2, 2012 · Amount on File
Deed Document Number20261894305
Deed Book / Page1894 / 305
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 19, 2026
Property Address448 SEASHORE DR, ATLANTIC, NC 28511-9789
Document Number0001894305
Book / Page1894 / 305
Instrument DateJul 31, 2026
Instrument20261894305
Transaction TypeTransfer
Record UpdatedSep 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 STANBURY RD SW, SUPPLY, NC 28462-6023

Mortgage

Document Number0001894306,
DateAug 19, 2026
Instrument20261894306
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 448 Seashore Dr was $2,051.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$535,254 (-) Land $209,188 Building $326,066$535,254 (-) Land $209,188 Building $326,066
2025$2,051.00$535,254 Land $209,188 Building $326,066$535,254 Land $209,188 Building $326,066
2023$369,729 Land $124,971 Building $244,758$369,729 Land $124,971 Building $244,758
2022$2,057.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 448 Seashore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 144 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies144 in force
Nearby Flood Claims308 (1985–2026)
Claims Outside the SFHA15 of 308
Most Recent ClaimMar 2026
Claims by Event
  • Hurricane Florence, Sep 2018 · 57 claims
  • Hurricane Irene, Aug 2011 · 78 claims
  • Hurricane Isabel, Sep 2003 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Seashore Dr is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 97.5% of North Carolina
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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Nearby Streets

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