489 Prairie View Dr, Cologne, MN 55322 Property Records

Carver County property record for 489 Prairie View Dr, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 2022
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$479,900 (May 2023)
Tax Bill	$6,054 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2023 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-8020210`

Property Details

APN / Parcel Number

Primary APN	`40-8020210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,894 sqft Finished Area
Basement Area	48 sqft
Unfinished Basement	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	647 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	489 PRAIRIE VIEW DR
City	COLOGNE
State	MN
Zip	55322-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINKLER CROSSING 3RD ADDITION LOT 001 BLOCK 005
Legal Subdivision	WINKLER CROSSING 3RD ADDITION
Legal Block	5
Legal Lot Number	1
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2040
Census Tract	91202

Owner

489 Prairie View Dr is owned and occupied by an individual who bought it in May 2023.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	489 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2023	Re-recorded Document
Mar 25, 2022	Intrafamily Transfer, Transfer · Construction Mortgage BRIDGEWATER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on File
Deed Sale	May 4, 2023 · Amount on File
Prior Sale	Apr 20, 2023 · Amount on File
Deed Document Number	2023759915
Prior Transfer Date	Apr 18, 2023
Prior Transfer Doc	000A759368
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	May 4, 2023
Property Address	489 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521
Document Number	000A759915
Instrument Date	Apr 20, 2023
Instrument	A759915
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,583.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	489 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521

Mortgage

Document Number	000A759916
Date	May 4, 2023
Instrument	A759916

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

April 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CARVER MN
Recording Date	Apr 20, 2023
Property Address	489 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521
Document Number	000A759368
Instrument Date	Apr 18, 2023
Instrument	A759368
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1458 WHITE OAK DR, CHASKA, MN 55318-2525
Investor	Possibly a Property Investor

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARVER MN
Recording Date	Mar 25, 2022
Property Address	489 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521
Document Number	000A744016
Instrument Date	Mar 24, 2022
Instrument	A744016
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1458 WHITE OAK DR, CHASKA, MN 55318-2525
Investor	Possibly a Property Investor

Mortgage

Document Number	000A744017
Date	Mar 25, 2022
Instrument	A744017

Lender

Name	BRIDGEWATER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Mar 24, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 489 Prairie View Dr was $6,054 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,054.00 Homeowner's exemption	$465,100 (+2.58%) Land $120,000 Building $345,100	$465,100 (+2.58%) Land $120,000 Building $345,100
2025		$453,400 (-2.93%) Land $115,000 Building $338,400	$453,400 (-2.93%) Land $115,000 Building $338,400
2024	$6,200.00 (+364.77%) Homeowner's exemption	$467,100 (-) Land $115,000 Building $352,100	$467,100 (-) Land $115,000 Building $352,100
2023	$1,334.00	$467,100 Land $115,000 Building $352,100	$467,100 Land $115,000 Building $352,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 Prairie View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Prairie View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cologne serves 1,700 people · EPA ID MN1100004
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Nuvera Communications Cable · Fiber in parts of the area	100 / 20
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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