485 Prairie View Dr, Cologne, MN 55322 Property Records

Carver County property record for 485 Prairie View Dr, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 2023
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on File
Last Sale	$427,442 (Nov 2023)
Tax Bill	$5,218 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-8030230`

Property Details

APN / Parcel Number

Primary APN	`40-8030230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,464 sqft Finished Area
Basement Area	50 sqft
Unfinished Basement	50 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Split Foyer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,290 sqft (0.351 acres)
Garage Area	670 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	485 PRAIRIE VIEW DR
City	COLOGNE
State	MN
Zip	55322-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINKLER CROSSING 4TH ADDITION LOT 007 BLOCK 003
Legal Subdivision	WINKLER CROSSING 4TH ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2040
Census Tract	91202

Owner

485 Prairie View Dr is owned and occupied by an individual who bought it in November 2023.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	485 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORPORATION
Nov 22, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
May 17, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Nov 21, 2023 · Amount on File
Deed Document Number	2023767411
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Recording Date	Sep 2, 2026
Property Address	485 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521
Document Number	0000805164
Instrument Date	Aug 28, 2026
Instrument	2026805164
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	CT TITLE CORPORATION, IBEX TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521

Mortgage

Document Number	0000805164,
Date	Sep 2, 2026
Instrument	2026805164

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Nov 22, 2023
Property Address	485 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521
Document Number	000A767411
Instrument Date	Nov 21, 2023
Instrument	A767411
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2024
Title Company	HAMILTON NATIONAL TITLE LLC, HAMILTON NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.56
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521

Mortgage

Document Number	000A767412
Date	Nov 22, 2023
Instrument	A767412

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARVER MN
Recording Date	May 17, 2023
Property Address	485 PRAIRIE VIEW DR, COLOGNE, MN 55322-4521
Document Number	000A760421
Instrument Date	May 16, 2023
Instrument	A760421
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1458 WHITE OAK DR, CHASKA, MN 55318-2525
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 485 Prairie View Dr was $5,218 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,218.00 Homeowner's exemption	$403,600 (+1.97%) Land $120,000 Building $283,600	$403,600 (+1.97%) Land $120,000 Building $283,600
2025		$395,800 (-2.1%) Land $115,000 Building $280,800	$395,800 (-2.1%) Land $115,000 Building $280,800
2024	$384.00 (+5%) Homeowner's exemption	$404,300 (+251.57%) Land $115,000 Building $289,300	$404,300 (+251.57%) Land $115,000 Building $289,300
2023	$64.00	$115,000 Land $115,000	$115,000 Land $115,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 485 Prairie View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Prairie View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cologne serves 1,700 people · EPA ID MN1100004
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Nuvera Communications Cable · Fiber in parts of the area	100 / 20
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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