489 Panorama Dr, Cape Fair, MO 65624 Property Records

Stone County property record for 489 Panorama Dr, Cape Fair, MO 65624

Property Summary

Property Type	Agricultural Vacant Land
Owner	Individual Name on Record
Tax Bill	$4 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-5.0-16-000-000-001.186`

Property Details

APN / Parcel Number

Primary APN	`09-5.0-16-000-000-001.186`

Location & Zoning

Street Address	489 PANORAMA DR
City	CAPE FAIR
State	MO
Zip	65624-4318
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	LOT:186 SUBD:WALNUT SPRINGS PH-2 SEC/TWN/RNG/MER:SEC 16 TWN 24 RNG 24
Legal Subdivision	WALNUT SPRINGS PH-2
Legal Lot Number	186
Jurisdiction	STONE MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3041
Census Tract	90202

Owner

Source: Stone County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	408 BYWATER DR, CAPE FAIR, MO 65624-5348
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Subdivision Related Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Jul 3, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026
Deed Sale	Jan 29, 2026
Prior Sale	Jul 3, 2025
Deed Document Number	202600001028
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jan 29, 2026
Property Address	489 PANORAMA DR, CAPE FAIR, MO 65624-4318
Document Number	202600001028
Map Reference	MB 28 PG 18&19
Instrument Date	Jan 29, 2026
Instrument	202600001028
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 BYWATER DR, CAPE FAIR, MO 65624-5348

Mortgage

Document Number	202600001029
Date	Jan 29, 2026
Instrument	202600001029

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	STONE MO
Recording Date	Jul 3, 2025
Property Address	489 PANORAMA DR, CAPE FAIR, MO 65624-4318
Document Number	202500006942
Map Reference	MB 28 PG 18-19
Instrument Date	Jul 1, 2025
Instrument	202500006942
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 RIVER RIDGE RD, NIXA, MO 65714

Tax Assessment & Valuation

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Galena R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00	$100	$287 Land $287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: T-Mobile, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Panorama Dr

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