San Diego County property record for 489 Miguel Trail Pl, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,274 sqft · built 2004 |
| Lot Size | 0.196 acres (8,551 sqft) |
| Owner | Company Name on File |
| Last Sale | $880,000 (Aug 2018) |
| Tax Bill | $11,460 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Apr 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-720-16-00 |
| Primary APN | 595-720-16-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,274 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 8,551 sqft (0.196 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 489 MIGUEL TRAIL PL |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-4138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SF2 |
| Legal Description | LOT 16 TR 014160 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014160 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21306 |
489 Miguel Trail Pl is owned by a company that acquired it in March 2022 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 489 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Apr 1, 2022 | Intrafamily Transfer, Transfer |
| Apr 1, 2022 | Intrafamily Transfer, Transfer |
| Aug 10, 2018 | Grant Deed, Transfer BAXTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on File |
| Deed Sale | Aug 10, 2018 · Amount on File |
| Prior Sale | Dec 13, 2011 · Amount on File |
| Deed Document Number | 2018329192 |
| Last Transfer Date | Mar 17, 2022 |
| Transfer Doc | 0000145094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 489 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 489 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138 |
| Document Number | 0000112937 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 2024-0112937 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 30, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 1, 2022 |
| Property Address | 489 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138 |
| Document Number | 0000145094 |
| Map Reference | MAP 14160 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022-0145094 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 489 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 1, 2022 |
| Property Address | 489 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138 |
| Document Number | 0000145093 |
| Map Reference | MAP 14160 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022-0145093 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 489 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 10, 2018 |
| Property Address | 489 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138 |
| Document Number | 0000329192 |
| Instrument Date | Jul 14, 2018 |
| Instrument | 329192 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $968.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 489 MIGUEL TRAIL PL CHULA VISTA CA 919144138, CHULA VISTA, CA 91914-4138 |
| Document Number | 329193 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 329193 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 489 Miguel Trail Pl was $11,460 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,001,283 (+2%) Land $366,847 Building $634,436 | |
| 2025 | $11,460.00 Homeowner's exemption | $981,651 Land $359,654 Building $621,997 |
| 2023 | $10,889.00 (+2.26%) | $943,534 Land $345,689 Building $597,845 |
| 2022 | $10,648.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 489 Miguel Trail Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 489 Miguel Trail Pl is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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