488 Miguel Trail Pl, Chula Vista, CA 91914 Property Records

San Diego County property record for 488 Miguel Trail Pl, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,423 sqft · built 2004
Lot Size0.157 acres (6,824 sqft)
OwnerTrust Name on File
Last Sale$568,000 (Jun 2004)
Tax Bill$9,105 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN595-720-09-00

Property Details

APN / Parcel Number

Primary APN595-720-09-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,423 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area6,824 sqft (0.157 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address488 MIGUEL TRAIL PL
CityCHULA VISTA
StateCA
Zip91914-4138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SF2
Legal DescriptionLOT 9 TR 014160
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014160
Legal Block1
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group1
Census Block1002
Census Tract21306

Owner

488 Miguel Trail Pl is owner-occupied and held in a trust since August 2020.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address488 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2004 · Amount on File
Deed SaleJun 2, 2004 · Amount on File
Deed Document Number2004514916
Last Transfer DateAug 4, 2020
Transfer Doc0000466974
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 19, 2020
Property Address488 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138
Document Number0000466974
Map ReferenceMAP 14160
Instrument DateAug 4, 2020
Instrument2020-0466974
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address488 MIGUEL TRAIL PL, CHULA VISTA, CA 91914-4138

Mortgage

Document Number0000466975
DateAug 19, 2020
Instrument2020-0466975
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 488 Miguel Trail Pl was $9,105 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$796,160 (+2%) Land $406,056 Building $390,104
2025$9,105.00 Homeowner's exemption$780,550 Land $398,095 Building $382,455
2023$8,637.00 (+2.88%) Homeowner's exemption$750,242 Land $382,638 Building $367,604
2022$8,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 488 Miguel Trail Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Miguel Trail Pl is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 54% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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