489 Mary Pl, Elgin, IL 60120 Property Records

Kane County property record for 489 Mary Pl, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,458 sqft · built 1907
Lot Size0.201 acres (8,753 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Oct 2023)
Tax Bill$5,737 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-13-260-006

Property Details

APN / Parcel Number

Primary APN06-13-260-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,458 sqft Living Area
Gross Area2,187 sqft
Basement Area729 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialBrick
Lot Area8,753 sqft (0.201 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address489 MARY PL
CityELGIN
StateIL
Zip60120-5768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALKERS ADDN LOT 6 BLOCK 2
Legal SubdivisionWALKERS ADDN
Legal Block2
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3010
Census Tract851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

489 Mary Pl is owned and occupied by two individuals who bought it in October 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address137 LAMPLIGHTER LOOP SE, POPLAR GROVE, IL 61065-9185
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 24, 2022Transfer on Death Deed, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2023 · Amount on File
Deed SaleOct 23, 2023 · Amount on File
Deed Document Number202337173
Prior Transfer DateAug 22, 2022
Prior Transfer Doc0000042749
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 23, 2023
Property Address489 MARY PL, ELGIN, IL 60120-5768
Document Number0000037173
Instrument DateOct 19, 2023
Instrument2023K037173
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address489 MARY PL, ELGIN, IL 60120-5768

Mortgage

Document Number0000037174
DateOct 23, 2023
Instrument2023K037174
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

August 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateAug 24, 2022
Property Address489 MARY PL, ELGIN, IL 60120-5768
Document Number0000042749
Instrument DateAug 22, 2022
Instrument2022K042749
Transaction TypeTransfer
Record UpdatedAug 30, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address489 MAPLE PL, 489, ELGIN, IL 60120

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 MAY ST, ELGIN, IL 60120-7840

Mortgage

Document Number0000042678
DateAug 24, 2022
Instrument2022K042678
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 489 Mary Pl was $5,737 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,737.00$83,206 (+8.57%) Land $17,706 Building $65,500$249,718 (+8.57%) Land $53,139 Building $196,579
2024$76,638 Land $16,308 Building $60,330$230,006 Land $48,944 Building $181,062
2022$4,954.00 (+4.74%) Homeowner's exemption$63,132 (+6.96%) Land $13,434 Building $49,698$189,396 (+6.96%) Land $40,302 Building $149,094
2021$4,730.00 Homeowner's exemption$59,024 Land $12,560 Building $46,464$177,072 Land $37,680 Building $139,392

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 489 Mary Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 489 Mary Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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