485 Mary Pl, Elgin, IL 60120 Property Records

Kane County property record for 485 Mary Pl, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,694 sqft · built 1905
Lot Size	0.201 acres (8,753 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2023)
Tax Bill	$5,926 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-260-005`

Property Details

APN / Parcel Number

Primary APN	`06-13-260-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
Gross Area	2,576 sqft
Basement Area	882 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,753 sqft (0.201 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	485 MARY PL
City	ELGIN
State	IL
Zip	60120-5768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKERS ADDN LOT 7 BLOCK 2
Legal Subdivision	WALKERS ADDN
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3010
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

485 Mary Pl is owned and occupied by two individuals who bought it in December 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	641 W OAKDALE AVE, 1, CHICAGO, IL 60657-5361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Deed Document Number	202344030
Prior Transfer Date	Mar 5, 2007
Prior Transfer Doc	0000031741
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 18, 2023
Property Address	485 MARY PL, ELGIN, IL 60120-5768
Document Number	0000044030
Instrument Date	Nov 23, 2023
Instrument	2023K044030
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	485 MARY PL, ELGIN, IL 60120-5768

Mortgage

Document Number	0000044031
Date	Dec 18, 2023
Instrument	2023K044031

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate	7.56%

Tax Assessment & Valuation

The 2025 property tax bill for 485 Mary Pl was $5,926 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,926.00	$85,686 (+8.57%) Land $17,706 Building $67,980	$257,161 (+8.57%) Land $53,139 Building $204,022
2024		$78,922 Land $16,308 Building $62,614	$236,861 Land $48,944 Building $187,917
2022	$5,117.00 (+4.71%) Homeowner's exemption	$65,013 (+6.96%) Land $13,434 Building $51,579	$195,039 (+6.96%) Land $40,302 Building $154,737
2021	$4,887.00 Homeowner's exemption	$60,783 Land $12,560 Building $48,223	$182,349 Land $37,680 Building $144,669

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 485 Mary Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 485 Mary Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20