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489 Lott Town Rd, Sumrall, MS 39482 Property Records

Covington County property record for 489 Lott Town Rd, Sumrall, MS 39482

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 3,289 sqft · built 2011
Lot Size11.4 acres (496,584 sqft)
Owner2 Individual Names on File
Tax Bill$4,013 (2025)
Deeds & MortgagesMay 2022 Line of Credit
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN067035 00106

Property Details

APN / Parcel Number

Primary APN067035 00106
Alternative APN
  • 18076

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area3,289 sqft Adjusted Area
1st Floor Area2,239 sqft
2nd Floor Area624 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area496,584 sqft (11.4 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
Pool Area1,024 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number18076
Street Address489 LOTT TOWN RD
CitySUMRALL
StateMS
Zip39482-4730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11.4 AC BEING PT E2 NE4 NW4 S OF RD B 0353 P 0634 05/06/2022
Legal Range15W
Legal Township06N
Legal Section35
JurisdictionCOVINGTON MS
Township / Civil Division2
Census Block Group3
Census Block3118
Census Tract950402

Owner

Source: Covington County records · APN 067035 00106

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address489 LOTT TOWN RD, SUMRALL, MS 39482-4730
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
May 06, 2022Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
May 06, 2022Warranty Deed, Transfer
UNKNOWN, DEEP SOUTH TITLE COLLINS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2015
Deed SaleAug 06, 2015
Prior SaleMay 07, 2010
Deed Book / Page315 / 230
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON MS
Property Address489 LOTT TOWN RD, SUMRALL, MS 39482-4730
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 SERENE HLS, HATTIESBURG, MS 39402-8562

Mortgage

Document Number000801/418
DateMay 06, 2022
Book Page801/418
Lender
NamePEOPLES BANK
TypeBank
AddressMENDENHALL, MS 39114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 05, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOVINGTON MS
Recording DateMay 06, 2022
Property Address489 LOTT TOWN RD, SUMRALL, MS 39482-4730
Document Number000353/634
Book / Page353 / 634
Instrument DateMay 05, 2022
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyUNKNOWN, DEEP SOUTH TITLE COLLINS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1107, COLLINS, MS 39428-1107

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address489 LOTT TOWN RD, SUMRALL, MS 39482-4730

Tax Assessment & Valuation

Source: Covington County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMississippi
CountyCovington County
Unified School DistrictCovington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,013.00 (+100.05%)$41,776 (+0.01%)
2024$41,773 (+8.78%)$278,500 (+0.01%) Land $11,650 Building $266,850
2023$38,400 (+49.47%)$278,480 (+8.76%) Land $11,630 Building $266,850
2022$2,006.00 (+20.34%) Disabled Person's exemption$25,691$256,040 Land $11,730 Building $244,310
2019$1,667.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Covington County (28031C), as of April 5, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280319504023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2016)
Most Recent ClaimMar 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 2 claims

Wildfire

Wildfire RiskModerate
above 68% of the US · above 87% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Telapex
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		25 / 3
AT&T
Fixed Wireless		25 / 3

Based on FCC filings for 2 locations within half a mile of this property.

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