Covington County property record for 729 Lott Town Rd, Sumrall, MS 39482
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,993 sqft · built 2014 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,416 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068027 00603 |
| Primary APN | 068027 00603 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,993 sqft Adjusted Area |
| 1st Floor Area | 3,102 sqft |
| 2nd Floor Area | 346 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 717 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 19029 |
|---|---|
| Street Address | 729 LOTT TOWN RD |
| City | SUMRALL |
| State | MS |
| Zip | 39482-4740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 AC PT E2 SW4 LYING S LOTT TOWN RD B 0352 P 0276 02/02/2022 |
| Legal Range | 15W |
| Legal Township | 06N |
| Legal Section | 27 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3118 |
| Census Tract | 950402 |
Source: Covington County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 729 LOTT TOWN RD, SUMRALL, MS 39482-4740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2018 | Deed of Trust, Mortgage KEESLER FCU |
| Feb 2, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Mar 3, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Feb 2, 2022 | Warranty Deed, Transfer DEEP S TITLE LLC, DEEP SOUTH TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2015 |
| Transfer Doc | 000313/426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 729 LOTT TOWN RD, SUMRALL, MS 39482-4740 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000747/101 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 747/101 |
| Instrument | 1054920 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 729 LOTT TOWN RD, SUMRALL, MS 39482-4740 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 729 TOWN DRIVE, SUMRALL, MS 39482 |
| Investor | Possibly a Property Investor |
| Document Number | 000797/792 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 797/792 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39402 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 729 LOTT TOWN RD, SUMRALL, MS 39482-4740 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 729 LOTT TOWN RD, SUMRALL, MS 39482-4740 |
| Investor | Possibly a Property Investor |
| Document Number | 000798/765 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 798/765 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39402 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Feb 2, 2022 |
| Property Address | 729 LOTT TOWN RD, SUMRALL, MS 39482-4740 |
| Document Number | 000352/276 |
| Book / Page | 352 / 276 |
| Instrument Date | Jan 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | DEEP S TITLE LLC, DEEP SOUTH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 727 LOTT TOWN RD, SUMRALL, MS 39482-4740 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 308 S 16TH AVE, HATTIESBURG, MS 39401-6249 |
| Investor | Possibly a Property Investor |
Source: Covington County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,416.00 Disabled Person's exemption | $38,688 (+0.01%) | |
| 2024 | $3,416.00 (+14.4%) Disabled Person's exemption | $38,685 (+5.33%) | $386,420 (+0.01%) Land $10,910 Building $375,510 |
| 2023 | $36,729 (+0.28%) | $386,400 (+5.53%) Land $10,890 Building $375,510 | |
| 2022 | $2,986.00 (+19.44%) Disabled Person's exemption | $36,627 | $366,140 Land $10,250 Building $355,890 |
| 2019 | $2,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 85% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
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