489 Lone Oak Rd, West Point, MS 39773 Property Records

Clay County property record for 489 Lone Oak Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,478 sqft · built 1970
Lot Size	3.58 acres (155,945 sqft)
Owner	Individual Name on Record
Tax Bill	$366 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081B407A 0180000`

Property Details

APN / Parcel Number

Primary APN	`081B407A 0180000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,478 sqft Finished Area
1st Floor Area	1,460 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	155,945 sqft (3.58 acres)
Patio Area	336 sqft
Utility Building	336 sqft

Location & Zoning

Street Address	489 LONE OAK RD
City	WEST POINT
State	MS
Zip	39773-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 07 T 17 R 06 PT NE 1/4 S 1/4 DB 248/14
Legal Range	06E
Legal Township	17
Legal Section	07
Jurisdiction	CLAY MS
Township / Civil Division	4
Census Block Group	3
Census Block	3017
Census Tract	950100

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	489 LONE OAK RD, WEST POINT, MS 39773-8114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	489 LONE OAK RD, WEST POINT, MS 39773-8114
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000543/587
Date	Apr 18, 2022
Book Page	543/587
Instrument	2022001508

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$366.00 (-58.92%) Additional exemption filed	$9,205 (-) Land $1,918 Building $7,287	$92,055 (-) Land $19,183 Building $72,872
2024		$9,205 (+15.58%) Land $1,918 Building $7,287	$92,055 (+15.59%) Land $19,183 Building $72,872
2023	$891.00 (+0.22%) Additional exemption filed	$7,964 Land $1,918 Building $6,046	$79,640 Land $19,183 Building $60,457
2022	$889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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