413 Lone Oak Rd, West Point, MS 39773 Property Records

Clay County property record for 413 Lone Oak Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,144 sqft · built 1960
Lot Size	6.87 acres (299,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,850 (Jul 2024)
Tax Bill	$245 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Jul 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`081B407A 0160000`

Property Details

APN / Parcel Number

Primary APN	`081B407A 0160000`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Building Area	1,144 sqft Finished Area
1st Floor Area	1,000 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	299,257 sqft (6.87 acres)
Garage Type	Carport
Carport	Carport
Utility Building	160 sqft

Location & Zoning

Street Address	413 LONE OAK RD
City	WEST POINT
State	MS
Zip	39773-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 07 T 17 R 06 PT N 1/2 NE 1/4 SE 1/4 DB 319/939
Legal Range	06E
Legal Township	17
Legal Section	07
Jurisdiction	CLAY MS
Township / Civil Division	4
Census Block Group	3
Census Block	3017
Census Tract	950100

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 LONE OAK RD, WEST POINT, MS 39773-8114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2024	Intrafamily Transfer, Transfer · Line of Credit CADENCE BANK NA
Jul 16, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Deed Document Number	20243901
Deed Book / Page	319 / 937
Record Updated	Sep 20, 2026

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MS
Recording Date	Jul 16, 2024
Property Address	413 LONE OAK RD, WEST POINT, MS 39773-8114
Document Number	DEED319/939
Book / Page	DEED 319 / 939
Instrument Date	Jul 16, 2024
Instrument	2024003903
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 LONE OAK RD, WEST POINT, MS 39773-8114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LONE OAK RD, WEST POINT, MS 39773-8114

Mortgage

Document Number	2024003902
Date	Jul 16, 2024
Instrument	2024003902

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Jul 16, 2024
Property Address	413 LONE OAK RD, WEST POINT, MS 39773-8114
Document Number	DEED319/937
Book / Page	DEED 319 / 937
Instrument Date	Jul 11, 2024
Instrument	2024003901
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 BARKSDALE DR, WEST POINT, MS 39773-7943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LONE OAK RD, WEST POINT, MS 39773-8114

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$245.00 (-24.38%) Additional exemption filed	$8,742 (-) Land $3,198 Building $5,544	$87,419 (-) Land $31,976 Building $55,443
2024	$324.00 (-62.15%) Additional exemption filed	$8,742 (+13.18%) Land $3,198 Building $5,544	$87,419 (+13.19%) Land $31,976 Building $55,443
2023	$856.00 (+0.35%) Additional exemption filed	$7,724 Land $3,198 Building $4,526	$77,235 Land $31,976 Building $45,259
2022	$853.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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