Beaufort County property record for 489 Hulston Landing Rd, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,606 sqft · built 2020 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,990 (May 2020) |
| Tax Bill | $2,777 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242009567 |
| Primary APN | 242009567 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,606 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,754 sqft (0.178 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 489 HULSTON LANDING RD |
|---|---|
| City | OKATIE |
| State | SC |
| Zip | 29909-7873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1116 CYPRESS RIDGE PH11 PB151 PG99 |
| Legal Subdivision | MILL CREEK AT CYPRESS RIDGE |
| Legal Lot Number | 1116 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2103 |
Source: Beaufort County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 489 HULSTON LANDING RD, BLUFFTON, SC 29909-7873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| May 28, 2020 | Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on Record |
| Deed Sale | May 28, 2020 · Amount on Record |
| Deed Document Number | 202027715 |
| Deed Book / Page | 3868 / 266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 5, 2026 |
| Property Address | 489 HULSTON LANDING RD, OKATIE, SC 29909-7873 |
| Document Number | 0000019855 |
| Book / Page | 4535 / 15 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202619855 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 489 HULSTON LANDING RD, OKATIE, SC 29909-7873 |
| Document Number | 0000019855, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 4535/15 |
| Instrument | 202619855 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 1, 2031 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 28, 2020 |
| Property Address | 489 HULSTON LANDING RD, BLUFFTON, SC 29909-7873 |
| Document Number | 0000027715 |
| Book / Page | 3868 / 266 |
| Map Reference | MB 151 PG 99 |
| Instrument Date | May 1, 2020 |
| Instrument | 2020027715 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $917.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 489 HULSTON LANDING RD, BLUFFTON, SC 29909-7873 |
| Document Number | 0000027716 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020027716 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,777.00 (-0.04%) | $16,240 (-14.13%) | |
| 2024 | $2,778.00 | $18,912 (-) Land $1,880 Building $17,032 | $472,800 (-) Land $47,000 Building $425,800 |
| 2023 | $2,778.00 (+8.09%) | $18,912 (+33.94%) Land $1,880 Building $17,032 | $472,800 (+33.94%) Land $47,000 Building $425,800 |
| 2022 | $2,570.00 Homeowner's exemption | $14,120 Land $1,880 Building $12,240 | $353,000 Land $47,000 Building $306,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 134 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 134 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Sparklight DSL | 30 / 5 |
May also be available: AT&T, Hotwire Communications, Xfinity.
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