489 Harmony Way, Silt, CO 81652 Property Records

Garfield County property record for 489 Harmony Way, Silt, CO 81652

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,954 sqft · built 2006
Lot Size	40.2 acres (1,751,548 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2014)
Tax Bill	$4,031 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2023 Transfer + 2 more
APN	`R200167`

Property Details

APN / Parcel Number

Primary APN	`R200167`
Alternative APN	`217922101020`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,954 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	1,751,548 sqft (40.2 acres)

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Patio Area	925 sqft
Shed	1 Shed
Shed Area	420 sqft
Canopy	286 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R200167
Street Address	489 HARMONY WAY
City	SILT
State	CO
Zip	81652-9827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SECTION: 22 TOWNSHIP: 6 RANGE: 92 SUBDIVISION: SIERRA VISTA LOT: 20 40.21 ACRES
Legal Range	92
Legal Township	06
Legal Section	22
Legal Subdivision	SIERRA VISTA
Legal Lot Number	2
Jurisdiction	GARFIELD CO
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1031
Census Tract	951901

Owner

489 Harmony Way is owned and occupied by an individual who acquired it in May 2023.

Source: Garfield County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	489 HARMONY WAY, SILT, CO 81652-9827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 2, 2023	Intrafamily Transfer, Transfer
Aug 2, 2022	Intrafamily Transfer, Transfer
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2014 · Amount on File
Deed Sale	Jan 7, 2014 · Amount on File
Prior Sale	Mar 28, 2013
Deed Document Number	2014844988
Last Transfer Date	May 2, 2023
Transfer Doc	0000985517
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	489 HARMONY WAY, SILT, CO 81652-9827
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 HARMONY WAY, SILT, CO 81652-9827

Mortgage

Document Number	0001012923
Date	Nov 13, 2025
Instrument	1012923

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARFIELD CO
Recording Date	May 2, 2023
Property Address	489 HARMONY WAY, SILT, CO 81652-9827
Document Number	0000985517
Map Reference	DOC 302518
Instrument Date	May 2, 2023
Instrument	985517
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 HARMONY WAY, SILT, CO 81652-9827

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARFIELD CO
Recording Date	Aug 2, 2022
Property Address	489 HARMONY WAY, SILT, CO 81652-9827
Document Number	0000977738
Map Reference	DOC 302518
Instrument Date	Jun 17, 2022
Instrument	977738
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1720 DORIS DR, CANON CITY, CO 81212-4517

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	489 HARMONY WAY, SILT, CO 81652-9827
Document Number	0000911017
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 DORIS DR CANON CITY CO 812124517, CANON CITY, CO 81212-4517

Mortgage

Document Number	0000911017
Date	Aug 27, 2018
Instrument	911017

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 489 Harmony Way was $4,031, up 19.5% from the year before.

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,031.00 (+19.54%)	$49,250 (+2.5%) Land $11,880 Building $37,370	$787,950 (+9.88%) Land $190,000 Building $597,950
2024	$3,372.00 (+15.6%)	$48,050 (-) Land $10,890 Building $37,160	$717,130 (-) Land $162,530 Building $554,600
2023	$2,917.00 (+14.66%)	$48,050 (+23.74%) Land $10,890 Building $37,160	$717,130 (+28.36%) Land $162,530 Building $554,600
2022	$2,544.00	$38,830 Land $6,260 Building $32,570	$558,700 Land $90,000 Building $468,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 489 Harmony Way; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Harmony Way is moderate, ranking above 55% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 60% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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