489 Grape Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 489 Grape Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,764 sqft Heated Area
Lot Size	38,333 sqft (0.88 acres)
Occupancy	Owner Occupied
Last Sale	$310,000 (2020)
Tax Bill	$3,774.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`012630495000012305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,764 sqft Heated Area
Gross Area	2,578 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	489 GRAPE AVE
City	SAINT CLOUD
State	FL
Zip	34769-2532
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PGS 63-64 A PORTION OF LOT 230: COM AT SW COR OF LOT 230, N00-00-00E 88.50 FT, N90-00-00E 180 FT, N00-00-00E
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD EAST OF EASTERN
Legal Tract	4950
Legal Lot Number	230
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2033
Census Tract	43600

Owner

Source: Osceola County records · APN 012630495000012305

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	489 GRAPE AVE, SAINT CLOUD, FL 34769-2532
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Deed Doc Number	2020174643
Deed Book / Page	5857 / 1501
Record Refreshed	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 23, 2020
Property Address	489 GRAPE AVE, SAINT CLOUD, FL 34769-2532
Document Number	0058571501
Book / Page	5857 / 1501
Map Reference	MB B PG 61-64
Instrument Date	Dec 03, 2020
Instrument	2020174643
Transaction Type	Transfer
Record Updated	Feb 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11957 SATIRE ST, 11957, ORLANDO, FL 32832-5164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 GRAPE AVE, SAINT CLOUD, FL 34769-2532

Mortgage

Document Number	0058571505
Date	Dec 23, 2020
Instrument	5857/1505

Lender

Name	I3 LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,774.00 (+7.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$266,822 (+5.99%)	$390,400 (+13.49%) Land $87,000 Building $303,400
2023	$3,506.00 (+4.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$251,751 (+3%)	$344,000 (+18.42%) Land $65,200 Building $278,800
2022	$3,361.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$244,419	$290,500 Land $58,000 Building $232,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.