Osceola County property record for 401 Grape Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,596 sqft Living Area |
| Lot Size | 51,967 sqft (1.19 acres) |
| Garage | Attached, 782 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,696.00 (2024) |
| Primary APN | 01-26-30-4950-0001-1980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,596 sqft Living Area |
| Gross Area | 5,096 sqft Gross Area |
| 1st Floor | 3,130 sqft 1st Floor |
| Upper Floors | 466 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 51,967 sqft (1.19 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 782 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 40 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Deck Area | 976 sqft Deck |
| Porch Area | 718 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 401 GRAPE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2532 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PGS 61-64 LOT 198 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1980 |
| Legal Lot Number | 198 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 43600 |
Source: Osceola County records · APN 01-26-30-4950-0001-1980
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 GRAPE AVE, SAINT CLOUD, FL 34769-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 17, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEWREZ LLC |
| Sep 05, 2019 | Grant Deed, Transfer · Veterans Administration Mortgage BANK OF ENGLAND |
| Oct 24, 2018 | Quit Claim Deed, Transfer · Veterans Administration Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2019 |
| Deed Sale | Sep 05, 2019 |
| Prior Sale | Oct 24, 2018 |
| Deed Doc Number | 2019114306 |
| Deed Book / Page | 5584 / 904 |
| Prior Transfer Date | Jul 21, 2019 |
| Prior Transfer Doc | 0055840904 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 401 GRAPE AVE, SAINT CLOUD, FL 34769-2532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 401 GRAPE AVE, SAINT CLOUD, FL 34769-2532 |
| Document Number | 0063732443 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 6373/2443 |
| Instrument | 2023031878 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 401 GRAPE AVE, SAINT CLOUD, FL 34769-2532 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057751910 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 5775/1910 |
| Instrument | 2020108157 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 05, 2019 |
| Property Address | 401 GRAPE AVE, SAINT CLOUD, FL 34769-2532 |
| Document Number | 0055840904 |
| Book / Page | 005584 / 000904 |
| Instrument Date | Jul 21, 2019 |
| Instrument | 114306 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 401 GRAPE AVE ST CLOUD FL 347692532, ST CLOUD, FL 34769-2532 |
| Document Number | 55840908 |
|---|---|
| Date | Sep 05, 2019 |
| Book Page | 005584/000908 |
| Instrument | 114307 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 24, 2018 |
| Property Address | 401 GRAPE AVE, SAINT CLOUD, FL 34769-2532 |
| Document Number | 0054221252 |
| Book / Page | 005422 / 001252 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 159005 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 GRAPE AVE ST CLOUD FL 347692532, ST CLOUD, FL 34769-2532 |
| Document Number | 54221254 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 005422/001254 |
| Instrument | 159006 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,887.00 (+5.17%) Homeowner's exemption | $270,027 (+5.99%) | $701,500 (+10.04%) Land $87,000 Building $614,500 |
| 2024 | $3,696.00 (+2.16%) | ||
| 2023 | $3,618.00 (+4.21%) Homeowner's exemption | $254,774 (+3%) | $637,500 (+17.19%) Land $65,200 Building $572,300 |
| 2022 | $3,472.00 Homeowner's exemption | $247,354 | $544,000 Land $58,000 Building $486,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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