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489 Forge Ridge Rd, Harrogate, TN 37752 Property Records

Claiborne County property record for 489 Forge Ridge Rd, Harrogate, TN 37752

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,792 sqft · built 1950
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Nov 2008)
Tax Bill$1,121 (2024)
Deeds & MortgagesAug 2026 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN015O E 00701

Property Details

APN / Parcel Number

Primary APN015O E 00701
Alternative APN
  • 013015O E 00701

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area1,792 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1994
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area56,628 sqft (1.3 acres)
Lot Dimensions570 ft deep x 100 ft wide
TerrainRolling
Garage TypeMixed
Garage Area1,056 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area253 sqft
Deck Area216 sqft
Patio Area216 sqft
Utility Building320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address489 FORGE RIDGE RD
CityHARROGATE
StateTN
Zip37752-7731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: H62
Legal SubdivisionCOLEMAN LANDS
JurisdictionCLAIBORNE TN
Township / Civil Division6
Census Block Group2
Census Block2043
Census Tract970200

Owner

Source: Claiborne County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address489 FORGE RIDGE RD, HARROGATE, TN 37752-7731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 14, 2020Deed of Trust, Mortgage · Commercial Mortgage
COMMERCIAL BANK & TRUST OF PA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2008 · Amount on Record
Deed SaleNov 12, 2008 · Amount on Record
Deed Book / Page1274 / 753
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAIBORNE TN
Recording DateAug 7, 2026
Property Address489 FORGE RIDGE RD, HARROGATE, TN 37752-7731
Document Number0000021941
Book / Page1716 / 354
Instrument DateJun 2, 2026
Instrument202621941
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 FORGE RIDGE RD, HARROGATE, TN 37752-7731
InvestorPossibly a Property Investor

Mortgage

Document Number0000021941,
DateAug 7, 2026
Book Page1716/354
Instrument202621941
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAIBORNE TN
Property Address489 FORGE RIDGE RD, HARROGATE, TN 37752-7731
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1537618
DateJan 14, 2020
Book Page1537/618
Instrument20001107
Lender
NameCOMMERCIAL BANK & TRUST OF PA
TypeBank
AddressHARROGATE, TN 37752
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJan 7, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Claiborne County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyClaiborne County
MunicipalityHarrogate City
Unified School DistrictClaiborne County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$47,900 (-) Land $8,200 Building $39,700
2024$1,121.00 (+17.01%)
2022$958.00$47,900 Land $8,200 Building $39,700$191,600 Land $32,800 Building $158,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1991–1998)
Most Recent ClaimMay 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 92% of Tennessee
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTHUR-SHAWANEE UTILITY DISTRICT
serves 10,037 people · EPA ID TN0000022
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		2,000 / 50
Point Broadband
Fiber		1,000 / 1,000
MountaiNet Telephone Company
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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