Claiborne County property record for 427 Forge Ridge Rd, Harrogate, TN 37752
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,469 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Oct 2010) |
| Tax Bill | $1,701 (2024) |
| Deeds & Mortgages | Feb 2021 Line of Credit Dec 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015O E 00902 |
| Primary APN | 015O E 00902 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,469 sqft Living Area |
| 1st Floor Area | 2,469 sqft |
| Basement Area | 1,457 sqft |
| Finished Basement | 480 sqft |
| Unfinished Basement | 977 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 194 ft deep x 200 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 427 FORGE RIDGE RD |
|---|---|
| City | HARROGATE |
| State | TN |
| Zip | 37752-7731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: H02 |
| Legal Subdivision | COLEMAN LANDS |
| Jurisdiction | CLAIBORNE TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 970200 |
427 Forge Ridge Rd is owned and occupied by two individuals who bought it in October 2010.
Source: Claiborne County records, as of January 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 FORGE RIDGE RD, HARROGATE, TN 37752-7731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Line of Credit HOME FEDERAL BANK CORP |
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit HOME FEDERAL BANK CORP |
| Jan 22, 2021 | Deed of Trust, Mortgage · Line of Credit HOME FEDERAL BANK CORP |
| Nov 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 3, 2018 | Deed of Trust, Mortgage HOME FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2010 · Amount on File |
| Deed Sale | Oct 5, 2010 · Amount on File |
| Prior Sale | Apr 29, 2005 · Amount on File |
| Deed Book / Page | 1321 / 122 |
| Transfer Doc | 1177000062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Property Address | 427 FORGE RIDGE RD, HARROGATE, TN 37752-7731 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1567616 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 1567/616 |
| Instrument | 21006612 |
| Name | HOME FEDERAL BANK CORP |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Property Address | 427 FORGE RIDGE RD, HARROGATE, TN 37752-7731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1562369 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 1562/369 |
| Instrument | 20005647 |
| Name | HOME FEDERAL BANK CORP |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Property Address | 427 FORGE RIDGE RD, HARROGATE, TN 37752-7731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1564677 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 1564/677 |
| Instrument | 21006090 |
| Name | HOME FEDERAL BANK CORP |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Recording Date | Nov 23, 2020 |
| Property Address | 427 FORGE RIDGE RD, HARROGATE, TN 37752-7731 |
| Document Number | 1560371 |
| Book / Page | 001560 / 000371 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 5258 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 427 FORGE RIDGE RD HARROGATE TN 377527731, HARROGATE, TN 37752-7731 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Property Address | 427 FORGE RIDGE RD, HARROGATE, TN 37752-7731 |
| Document Number | 1496548 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 427 FORGE RIDGE RD HARROGATE TN 37752, HARROGATE, TN 37752 |
| Document Number | 1496548 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 001496/000548 |
| Instrument | 1582 |
| Name | HOME FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | MIDDLESBORO, KY 40965 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 16, 2033 |
Source: Claiborne County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Claiborne County |
| Municipality | Harrogate City |
| Unified School District | Claiborne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,675 Land $7,500 Building $65,175 | ||
| 2024 | $1,701.00 | ||
| 2022 | $1,454.00 | $72,675 Land $7,500 Building $65,175 | $290,700 Land $30,000 Building $260,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Forge Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1991–1998) |
| Most Recent Claim | May 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Forge Ridge Rd is moderate, ranking above 67% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 92% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Point Broadband Fiber | 1,000 / 1,000 |
| MountaiNet Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures