Cherokee County property record for 489 Edgewater Dr, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 2,312 sqft · built 1970 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $91,950 (Apr 1998) |
| Tax Bill | $415 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030791-23-3 |
| Primary APN | 030791-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,312 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Lot Area | 27,007 sqft (0.619 acres) |
| Porch | Porch |
| Old Parcel Number | 1011200008000 61449089 |
|---|---|
| Street Address | 489 EDGEWATER DR |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 489 EDGEWATER DR RUPPE $82500 BOBBY W REYNOLDS $60000/ADDS CHG PER OWNER/NO 1PFSLA |
| Legal Subdivision | MEDALLION PARK SUB |
| Legal Tract | T |
| Legal Lot Number | 9 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970501 |
489 Edgewater Dr is owned and occupied by two individuals who bought it in April 1998.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 489 EDGEWATER DR, GAFFNEY, SC 29340-4917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 1998 · Amount on File |
| Deed Sale | Apr 27, 1998 · Amount on File |
| Deed Document Number | 0000019306 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 489 EDGEWATER DR, GAFFNEY, SC 29340-4917 |
| Document Number | 0040000130 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|---|
| Address | 489 EDGEWATER DR GAFFNEY SC 293404917, GAFFNEY, SC 29340-4917 |
| Document Number | 0040000130 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 004000/000130 |
| Instrument | 574 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 17, 2045 |
The 2025 property tax bill for 489 Edgewater Dr was $415 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $415.00 Homeowner's exemption | $5,140 Land $400 Building $4,740 | $128,600 Land $10,000 Building $118,600 |
| 2023 | $352.00 Homeowner's exemption | $5,140 Land $400 Building $4,740 | $128,600 Land $10,000 Building $118,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 489 Edgewater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 Edgewater Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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