Cherokee County property record for 424 Edgewater Dr, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,305 sqft · built 1994 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Sep 2026) |
| Tax Bill | $605 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 011039-23-3 |
| Primary APN | 011039-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,305 sqft Living Area |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Lot Area | 51,401 sqft (1.18 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 424 EDGEWATER DR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 424 EDGEWATER DR PER OBT ERNEST DIED 12/26/22 4% FOR JOANNE 2023 D/C FILED* BROSSIE JONES PROBATE (2 PARCELS1SALE) |
| Legal Subdivision | PLAT PREPARED FOR EDWARD EUBANKS |
| Legal Tract | T |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970501 |
Source: Cherokee County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 424 EDGEWATER DR, GAFFNEY, SC 29340-4916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Apr 17, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on Record |
| Deed Sale | Sep 25, 2026 · Amount on Record |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 20265507 |
| Deed Book / Page | 204 / 540 |
| Prior Transfer Date | Nov 15, 2019 |
| Prior Transfer Doc | 0000005790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Sep 25, 2026 |
| Property Address | 424 EDGEWATER DR, GAFFNEY, SC 29340-4916 |
| Document Number | 0000005507 |
| Book / Page | 204 / 540 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20265507 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,589.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 EDGEWATER DR, GAFFNEY, SC 29340-4916 |
| Document Number | 0000005508, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 20265508 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Apr 17, 2017 |
| Property Address | 424 EDGEWATER DR, GAFFNEY, SC 29340-4916 |
| Document Number | 0000932134 |
| Book / Page | 000093 / 002134 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 1847 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $444.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 EDGEWATER DR GAFFNEY SC 293404916, GAFFNEY, SC 29340-4916 |
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $605.00 (+18.16%) Homeowner's exemption | $6,570 (-) Land $520 Building $6,050 | $164,300 (-) Land $13,000 Building $151,300 |
| 2023 | $512.00 Homeowner's exemption | $6,570 Land $520 Building $6,050 | $164,300 Land $13,000 Building $151,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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