489 Eagle Pass, Royse City, TX 75189 Property Records

Rockwall County property record for 489 Eagle Pass, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,148 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2019)
Tax Bill	$7,928 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`388200060029000R`

Property Details

APN / Parcel Number

Primary APN	`388200060029000R`
Alternative APNs	`R57942` `57942`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,148 sqft Living Area
Gross Area	4,111 sqft
1st Floor Area	3,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	489 EAGLE PASS
City	ROYSE CITY
State	TX
Zip	75189-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINT RANCH SECTION 2, BLOCK 6, LOT 29, ACRES 2
Legal Subdivision	HIGH POINT RANCH SECTION 2
Legal Tract	29
Legal Block	6
Legal Lot Number	29
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2024
Census Tract	40514

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	489 EAGLE PASS, ROYSE CITY, TX 75189-8413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Nov 20, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK
Jun 25, 2019	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Jun 13, 2014
Deed Document Number	201910302
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0000010302
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	489 EAGLE PASS, ROYSE CITY, TX 75189-8413
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	RTT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024699
Date	Oct 15, 2020
Instrument	20200000024699

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROCKWALL TX
Recording Date	Nov 20, 2019
Property Address	489 EAGLE PASS, ROYSE CITY, TX 75189-8413
Instrument Date	Nov 19, 2019
Instrument	20893
Transaction Type	Construction Loan
Record Updated	Dec 4, 2019
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	489 EAGLE PASS ROYSE CITY TX 75189, ROYSE CITY, TX 75189

Mortgage

Document Number	0000020893
Date	Nov 20, 2019
Instrument	20893

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2020

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jun 25, 2019
Property Address	489 EAGLE PASS, ROYSE CITY, TX 75189-8413
Document Number	0000010302
Map Reference	CAB F SL 249
Instrument Date	Jun 24, 2019
Instrument	20190000010302
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 FIREBERRY DR, FATE, TX 75087-6772

Mortgage

Document Number	0000010303
Date	Jun 25, 2019
Instrument	20190000010303

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$707,398 (+1%)	$707,903 (-4.57%) Land $179,000 Building $528,903
2025	$7,928.00 (+162.43%) Homeowner's exemption	$643,089 (+21%)	$741,828 (+39.58%) Land $212,400 Building $529,428
2024	$3,021.00 (-56.17%)
2023	$6,892.00 (-15.32%) Homeowner's exemption	$531,478 Land $276,000 Building $255,478	$531,478 Land $276,000 Building $255,478
2021	$8,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Point Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	200 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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