489 E Gulf Dr, Sanibel, FL 33957 Property Records

Lee County property record for 489 E Gulf Dr, Sanibel, FL 33957

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 3,693 sqft · built 1982
Lot Size	0.081 acres (3,508 sqft)
Owner	Individual Name on File
Last Sale	$1,450,000 (Nov 2025)
Tax Bill	$11,067 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2025 Sale + 1 more
Flood Zone	Zone VE (high risk)
APN	`20-46-23-T3-03100.4890`

Property Details

APN / Parcel Number

Primary APN	`20-46-23-T3-03100.4890`
Alternative APNs	`232046T3031004890` `10126218`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,693 sqft Living Area
Gross Area	4,554 sqft
1st Floor Area	2,886 sqft
Upper Floors Area	1,372 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2006
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,508 sqft (0.081 acres)
Garage Type	Attached
Garage Area	1,406 sqft
Parking Spaces	4 Parking Spaces
Porch	Florida Room
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10126218
Street Address	489 E GULF DR
City	SANIBEL
State	FL
Zip	33957-7219
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TIGUA CAY CONDO OR 1649 2645 UNIT 489
Legal Range	23E
Legal Township	46S
Legal Section	20
Legal Subdivision	TIGUA CAY CONDO
Legal Tract	T3
Legal Block	1
Legal Lot Number	489
Legal Unit	489
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1000
Census Tract	80202

Owner

489 E Gulf Dr, a condominium, is owned by an individual who bought it in November 2025.

Source: Lee County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	708 PARK DR NE, ATLANTA, GA 30306-3662
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Warranty Deed, Transfer SUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TTL SVCS OF SANIBEL
Nov 6, 2025	Affidavit, Transfer SUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TTL SVCS OF SANIBEL
Apr 21, 2021	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Apr 21, 2021 · Amount on File
Deed Document Number	2025297192
Prior Transfer Date	Jun 8, 2009
Prior Transfer Doc	0000163291
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 6, 2025
Property Address	489 E GULF DR, SANIBEL, FL 33957-7219
Document Number	0000297192
Map Reference	MB 1649 PG 2645
Instrument Date	Oct 27, 2025
Instrument	2025000297192
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	SUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TTL SVCS OF SANIBEL

Transaction

Amount	Amount on Record
Tax	$10,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 SANDSTONE DR, LIBERTYVILLE, IL 60048-1683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 PARK DR NE, ATLANTA, GA 30306-3662
Investor	Possibly a Property Investor

November 2025: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LEE FL
Recording Date	Nov 6, 2025
Property Address	489 E GULF DR, SANIBEL, FL 33957-7219
Document Number	0000297190
Instrument Date	Oct 23, 2025
Instrument	2025000297190
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	SUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TTL SVCS OF SANIBEL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 21, 2021
Property Address	489 E GULF DR, SANIBEL, FL 33957-7219
Document Number	0000128178
Map Reference	MB 1649 PG 2645-2710
Instrument Date	Apr 20, 2021
Instrument	2021000128178
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount on Record
Tax	$16,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14505 HARTWELL TRL, 14505, NOVELTY, OH 44072-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 SANDSTONE DR, LIBERTYVILLE, IL 60048-1683

Tax Assessment & Valuation

The 2025 property tax bill for 489 E Gulf Dr was $11,067, down 0.1% from the year before.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Sanibel City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$718,662 (-3.63%) Building $718,662	$718,662 (-3.63%) Building $718,662
2025	$11,067.00 (-0.13%)	$745,714 (-) Building $745,714	$745,714 (-) Building $745,714
2024	$11,081.00 (-49.67%)	$745,714 (-50.41%) Building $745,714	$745,714 (-50.41%) Building $745,714
2023	$22,015.00 (-6.5%)	$1,503,655 (-11.41%) Building $1,503,655	$1,503,655 (-11.41%) Building $1,503,655
2022	$23,546.00	$1,697,250 Building $1,697,250	$1,697,250 Building $1,697,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 489 E Gulf Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 465 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,022 units insured incl. 557 condo units
Nearby Flood Claims	1,006 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Nov 2022 · 288 claims Hurricane Ian, Oct 2022 · 277 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 184 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 489 E Gulf Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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