489 E 109th St, Cleveland, OH 44108 Property Records

Cuyahoga County property record for 489 E 109th St, Cleveland, OH 44108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,299 sqft · built 1912
Lot Size0.104 acres (4,560 sqft)
Owner2 Individual Names on File
Tax Bill$1,239 (2025)
Flood ZoneZone X (minimal risk)
APN108-15-072

Property Details

APN / Parcel Number

Primary APN108-15-072

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,299 sqft Living Area
1st Floor Area657 sqft
2nd Floor Area642 sqft
Basement Area657 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1947
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area4,560 sqft (0.104 acres)
Lot Dimensions120 ft deep x 38 ft wide
PorchEnclosed Porch
Porch Area425 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address489 E 109TH ST
CityCLEVELAND
StateOH
Zip44108-1441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1F
Legal Description362 AMBLER 0252 ALL MB108 PG15 MB30707 PG0062
Legal Lot Number252
JurisdictionCUYAHOGA OH
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1005
Census Tract199200

Owner

489 E 109th St is owned and occupied by two individuals.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record2 Individual Names on File
Mailing Address489 E 109TH ST, CLEVELAND, OH 44108-1441
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0003070762
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 489 E 109th St was $1,239 with a homeowner's exemption, up 0.1% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityCleveland City
Unified School DistrictCleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,239.00 (+0.08%) Homeowner's exemption$18,900 (-) Land $3,150 Building $15,750
2024$1,238.00 (+47.21%) Homeowner's exemption$18,900 (+70.27%) Land $3,150 Building $15,750$54,000 Land $9,000 Building $45,000
2023$841.00 (+0.48%) Homeowner's exemption$11,100 (-) Land $2,490 Building $8,610
2022$837.00 Homeowner's exemption$11,100 Land $2,490 Building $8,610
2021$31,700 Land $7,100 Building $24,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 E 109th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 489 E 109th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
DigitalC
Fixed Wireless
100 / 100
PCs for People
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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