Cuyahoga County property record for 480 E 109th St, Cleveland, OH 44108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,416 sqft · built 1914 |
| Lot Size | 0.085 acres (3,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $91,800 (Mar 2026) |
| Tax Bill | $1,659 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-15-046 |
| Primary APN | 108-15-046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 696 sqft |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,710 sqft (0.085 acres) |
| Lot Dimensions | 106 ft deep x 35 ft wide |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 480 E 109TH ST |
|---|---|
| City | CLEVELAND |
| State | OH |
| Zip | 44108-1442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1F |
| Legal Description | 362 AMBLER 0188 ALL |
| Legal Subdivision | AMBLER |
| Legal Lot Number | 188 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 199200 |
480 E 109th St is owned by two individuals who bought it in March 2026.
Source: Cuyahoga County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4801 BRIDGE AVE, CLEVELAND, OH 44102-3311 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 7, 2025 | Warranty Deed, Transfer · Commercial Mortgage UNITAS FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on File |
| Deed Sale | Mar 9, 2026 · Amount on File |
| Prior Sale | Oct 7, 2025 · Amount on File |
| Deed Document Number | 202626 |
| Prior Transfer Date | Jun 13, 1988 |
| Prior Transfer Doc | 8271000017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Mar 9, 2026 |
| Property Address | 480 E 109TH ST, CLEVELAND, OH 44108-1442 |
| Document Number | 0000000026 |
| Map Reference | MF 38 PG 23 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 202603090026 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | EMPORA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4801 BRIDGE AVE, CLEVELAND, OH 44102-3311 |
| Document Number | 0000000027 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 202603090027 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Oct 7, 2025 |
| Property Address | 480 E 109TH ST, CLEVELAND, OH 44108-1442 |
| Document Number | 0000000108 |
| Map Reference | VOL 38 PG 23 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 202510070108 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 107, SANDUSKY, OH 44871-0107 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000109 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 202510070109 |
| Name | UNITAS FUNDING LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 480 E 109th St was $1,659.
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Cleveland City |
| Unified School District | Cleveland Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,659.00 Homeowner's exemption | $25,305 (-0.02%) Land $2,835 Building $22,470 | $72,300 (-) Land $8,100 Building $64,200 |
| 2024 | $1,659.00 (+82.31%) Homeowner's exemption | $25,310 (+110.74%) Land $2,840 Building $22,470 | $72,300 Land $8,100 Building $64,200 |
| 2023 | $910.00 (+0.55%) Homeowner's exemption | $12,010 (-) Land $2,280 Building $9,730 | |
| 2022 | $905.00 Homeowner's exemption | $12,010 Land $2,280 Building $9,730 | |
| 2021 | $34,300 Land $6,500 Building $27,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 480 E 109th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 480 E 109th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| DigitalC Fixed Wireless | 100 / 100 |
| PCs for People Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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