489 Cochrane Ave, Ukiah, CA 95482 Property Records

Mendocino County property record for 489 Cochrane Ave, Ukiah, CA 95482

Property Summary

Property Type	Single Family Home
Lot Size	0.228 acres (9,918 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jun 2026)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-022-02`

Property Details

APN / Parcel Number

Primary APN	`003-022-02`
Alternative APN	`003-022-02-00`

Exterior

Lot Area	9,918 sqft (0.228 acres)

Location & Zoning

Old Parcel Number	003-022-02
Street Address	489 COCHRANE AVE
City	UKIAH
State	CA
Zip	95482-5618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 OF BLOCK E OF COCHRANE SUB BEING LOTS 14 & 15 AND A PORTION OF LOTS 13 & 16 OF LUCE SUB ON FILE WITH THE MCR.
Legal Subdivision	COCHRANE SUB
Legal Block	E
Legal Lot Number	2,13-
Jurisdiction	MENDOCINO CA
Township / Civil Division	UKIAH
Census Block Group	5
Census Block	5011
Census Tract	11400

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	489 COCHRANE AVE, UKIAH, CA 95482-5618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Grant Deed, Transfer REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TITLE
Jun 8, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	20264834
Prior Transfer Date	Dec 23, 2016
Prior Transfer Doc	0000017772
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Jun 8, 2026
Property Address	489 COCHRANE AVE, UKIAH, CA 95482-5618
Document Number	0000004835
Instrument Date	Jun 3, 2026
Instrument	20264835
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	489 COCHRANE AVE, UKIAH, CA 95482-5618

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Jun 8, 2026
Property Address	489 COCHRANE AVE, UKIAH, CA 95482-5618
Document Number	0000004834
Instrument Date	Jun 3, 2026
Instrument	20264834
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,662.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	489 COCHRANE AVE, UKIAH, CA 95482-5618

Mortgage

Document Number	0000004836,
Date	Jun 8, 2026
Instrument	20264836

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Ukiah City
Unified School District	Ukiah Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$455,755 (+2%) Land $147,972 Building $307,783
2025	$5,442.00 (+3.99%) Homeowner's exemption	$446,820 (+4.04%) Land $145,071 Building $301,749
2024	$5,233.00 (+1%)
2023	$5,181.00 (+7%) Homeowner's exemption	$429,472 Land $139,439 Building $290,033
2020	$4,842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UKIAH serves 16,067 people · EPA ID CA2310003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	940 / 940
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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