489 Cedar Ln, Frankfort, IL 60423 Property Records

Will County property record for 489 Cedar Ln, Frankfort, IL 60423

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,458 sqft · built 1996
Lot Size	0.28 acres (12,129 sqft)
Owner	Individual Name on Record
Last Sale	$369,900 (Nov 2020)
Tax Bill	$12,502 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-09-21-107-012`

Property Details

APN / Parcel Number

Primary APN	`19-09-21-107-012`
Alternative APN	`09211070120000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,458 sqft Living Area
Basement Area	550 sqft
Unfinished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,129 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	489 CEDAR LN
City	FRANKFORT
State	IL
Zip	60423-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 IN CONNECTICUT HILLS SUB, PRT OF THE W1/2 OF THE NW1/4 OF SEC. 21 T 35N-R12E
Legal Range	12E
Legal Township	35N
Legal Section	21
Legal Subdivision	CONNECTICUT HILLS
Legal Lot Number	13
Jurisdiction	WILL IL
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3016
Census Tract	883515

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	489 CEDAR LN, FRANKFORT, IL 60423-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 27, 2017	Warranty Deed, Transfer CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	2020101535
Prior Transfer Date	Dec 27, 2013
Prior Transfer Doc	0000015092
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	489 CEDAR LN, FRANKFORT, IL 60423-1003
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 CEDAR LN, FRANKFORT, IL 60423-1003

Mortgage

Document Number	0000098137
Date	Sep 3, 2021
Instrument	R2021098137

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 16, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 13, 2020
Property Address	489 CEDAR LN, FRANKFORT, IL 60423-1003
Document Number	0000101535
Map Reference	DOC R73-29036
Instrument Date	Aug 21, 2020
Instrument	R2020101535
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 CEDAR LN, FRANKFORT, IL 60423-1003

Mortgage

Document Number	0000101536
Date	Nov 13, 2020
Instrument	R2020101536

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 27, 2017
Property Address	489 CEDAR LN, FRANKFORT, IL 60423-1003
Document Number	0000058600
Instrument Date	Jul 5, 2017
Instrument	58600
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13964 HEARTHSIDE DR GRANGER IN 465304959, GRANGER, IN 46530-4959

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Frankfort Township
Municipality	Frankfort Village
Elementary School District	Frankfort Community Consolidated School District 157C (PK - 08)
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,502.00 (+19.24%)	$169,765 (+6.6%) Land $45,543 Building $124,222	$509,295 (+6.6%) Land $136,629 Building $372,666
2024		$159,254 (+22.93%) Land $42,723 Building $116,531	$477,762 (+22.93%) Land $128,169 Building $349,593
2022	$10,485.00 Homeowner's exemption	$129,547 Land $34,754 Building $94,793	$388,641 Land $104,262 Building $284,379

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT serves 24,000 people · EPA ID IL1970400
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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