405 Cedar Ln, Frankfort, IL 60423 Property Records

Will County property record for 405 Cedar Ln, Frankfort, IL 60423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,318 sqft · built 1975
Lot Size	0.28 acres (12,402 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2017)
Tax Bill	$8,315 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-09-21-124-005`

Property Details

APN / Parcel Number

Primary APN	`19-09-21-124-005`
Alternative APN	`09211240050000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,318 sqft Living Area
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,402 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	405 CEDAR LN
City	FRANKFORT
State	IL
Zip	60423-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 IN CONNECTICUT HILLS SUB, IN THE W1/2 OF THE NW1/4 OF SEC. 21, T35N-R12E
Legal Range	12E
Legal Township	35N
Legal Section	21
Legal Subdivision	CONNECTICUT HILLS SUB
Legal Lot Number	22
Jurisdiction	WILL IL
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3012
Census Tract	883515

Owner

405 Cedar Ln is owned and occupied by an individual who bought it in November 2017.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	405 CEDAR LN, FRANKFORT, IL 60423-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Nov 1, 2017	Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Deed Document Number	201786049
Prior Transfer Date	Jun 18, 2014
Prior Transfer Doc	0000057375
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	405 CEDAR LN, FRANKFORT, IL 60423-1003
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019862
Date	Feb 19, 2021
Instrument	R2021019862

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Nov 1, 2017
Property Address	405 CEDAR LN, FRANKFORT, IL 60423-1003
Document Number	0000086049
Map Reference	DOC R73-29036
Instrument Date	Oct 18, 2017
Instrument	R2017086049
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 CEDAR LN, FRANKFORT, IL 60423-1003

Mortgage

Document Number	0000086050
Date	Nov 1, 2017
Instrument	R2017086050

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 405 Cedar Ln was $8,315.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Frankfort Township
Municipality	Frankfort Village
Elementary School District	Frankfort Community Consolidated School District 157C (PK - 08)
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,315.00	$115,586 (+6.6%) Land $22,839 Building $92,747	$346,758 (+6.6%) Land $68,517 Building $278,241
2024		$108,430 Land $21,425 Building $87,005	$325,290 Land $64,275 Building $261,015
2022	$6,976.00 Homeowner's exemption	$88,204 Land $17,429 Building $70,775	$264,612 Land $52,287 Building $212,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Cedar Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT serves 24,000 people · EPA ID IL1970400
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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