489 Bridle Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 489 Bridle Ct, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,886 sqft · built 2007
Lot Size0.404 acres (17,597 sqft)
OwnerTrust Name on File
Last Sale$1,641,000 (Dec 2008)
Tax Bill$25,461 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN210-880-014-1

Property Details

APN / Parcel Number

Primary APN210-880-014-1
Alternative APN
  • 210-880-014

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area3,886 sqft Living Area
1st Floor Area3,886 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Architectural StyleCluster
Lot Area17,597 sqft (0.404 acres)
Garage TypeAttached
Garage Area745 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address489 BRIDLE CT
CitySAN RAMON
StateCA
Zip94582-5950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8702 L28
Legal SubdivisionMAP/SUB 8702
Legal Tract8702
Legal Lot Number28
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3011
Census Tract345112

Owner

489 Bridle Ct is held in a trust since March 2011.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordTrust Name on File
Mailing Address489 BRIDLE CT, SAN RAMON, CA 94582-5950
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2008 · Amount on File
Deed SaleDec 30, 2008 · Amount on File
Deed Document Number2008277395
Last Transfer DateMar 28, 2011
Transfer Doc0000084041
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address489 BRIDLE CT, SAN RAMON, CA 94582-5950
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000142727
DateJul 17, 2020
Instrument2020-142727
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 489 Bridle Ct was $25,461.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,226,639 (+2%) Land $1,019,282 Building $1,207,357
2025$25,461.00$2,182,981 Land $999,297 Building $1,183,684
2023$24,539.00 (+1.28%)$2,098,215 Land $960,494 Building $1,137,721
2022$24,228.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 489 Bridle Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Bridle Ct is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Nearby Properties on Bridle Ct

Nearby Streets

Search Property Records by Address or Parcel Number