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484 Bridle Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 484 Bridle Ct, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,881 sqft · built 2007
Lot Size0.346 acres (15,074 sqft)
Owner2 Individual Names on Record
Last Sale$1,260,000 (Oct 2009)
Tax Bill$19,353 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN210-880-020-8

Property Details

APN / Parcel Number

Primary APN210-880-020-8
Alternative APN
  • 210-880-020

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area4,881 sqft Living Area
1st Floor Area2,477 sqft
2nd Floor Area2,404 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Architectural StyleCluster
Lot Area15,074 sqft (0.346 acres)
Garage TypeAttached
Garage Area965 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address484 BRIDLE CT
CitySAN RAMON
StateCA
Zip94582-5950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8702 L34
Legal SubdivisionSUBDIVISION 8702
Legal Tract8702
Legal Lot Number34
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3011
Census Tract345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address484 BRIDLE CT, SAN RAMON, CA 94582-5950
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC
Dec 21, 2016Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2009 · Amount on Record
Deed SaleOct 14, 2009 · Amount on Record
Deed Document Number2009240986
Last Transfer DateNov 21, 2013
Transfer Doc0000279436
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address484 BRIDLE CT, SAN RAMON, CA 94582-5950
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address484 BRIDLE CT, SAN RAMON, CA 94582-5950

Mortgage

Document Number0000326017
DateNov 29, 2021
Instrument2021-326017
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueDec 1, 2061

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address484 BRIDLE CT, SAN RAMON, CA 94582-5950
Document Number0000003886
Instrument DateDec 21, 2016
Transaction TypeMortgage
Record UpdatedJan 16, 2017
Title CompanyLSI TITLE COMPANY, LSI TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address484 BRIDLE CT SAN RAMON CA 945825950, SAN RAMON, CA 94582-5950

Mortgage

Document Number0000003886
DateJan 9, 2017
Instrument3886
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJan 8, 2047
Interest
Rate TypeAdjustable Rate
Rate2.62%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,695,819 (+2%) Land $463,451 Building $1,232,368
2025$19,353.00 (+5.25%) Homeowner's exemption$1,662,568 (+5.63%) Land $454,364 Building $1,208,204
2023$18,387.00 (+0.72%) Homeowner's exemption$1,573,980 Land $436,721 Building $1,137,259
2022$18,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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