489 Bluebird Ln, Saint Clair, MO 63077 Property Records

Franklin County property record for 489 Bluebird Ln, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,216 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$5,000 (Feb 2021)
Tax Bill	$148 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-3-05.0-2-001-121.000`

Property Details

APN / Parcel Number

Primary APN	`30-3-05.0-2-001-121.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 1999
Architectural Style	Mobile Home
Lot Area	21,780 sqft (0.5 acres)
Shed	1 Shed

Location & Zoning

Street Address	489 BLUEBIRD LN
City	SAINT CLAIR
State	MO
Zip	63077-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:12&13 BLOCK 2 LAKE THUNDERBIRD
Legal Range	01E
Legal Township	41
Legal Section	05
Legal Quarter	NW
Legal Subdivision	LAKE THUNDERBIRD
Legal Block	2
Legal Lot Number	12,13 13
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1009
Census Tract	800901

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	489 BLUEBIRD LN, SAINT CLAIR, MO 63077-4632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MTG & FINANCE INC
Feb 25, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Oct 26, 2020
Deed Document Number	2103481
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	489 BLUEBIRD LN, SAINT CLAIR, MO 63077-4632
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002110950
Date	Jun 10, 2021
Instrument	2110950

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jul 1, 2044

Interest

Rate Type	Fixed Rate

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 25, 2021
Property Address	489 BLUEBIRD LN, SAINT CLAIR, MO 63077-4632
Document Number	0002103481
Map Reference	PB L PG 1
Instrument Date	Jan 13, 2021
Instrument	2103481
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 S DAIRY ASHFORD RD # RD200, RD200, HOUSTON, TX 77077-5776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ROLLER RD, SAINT CLAIR, MO 63077-2904

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$148.00 (+48%)	$2,447 (+34.75%)	$12,880 (+34.73%) Land $8,190 Building $4,690
2023	$100.00 (+5.26%)	$1,816 (+4.01%)	$9,560 (+4.03%) Land $8,190 Building $1,370
2022	$95.00	$1,746
2021			$9,190 Land $8,190 Building $1,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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