Preble County property record for 489 Apple Dr, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1991 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,000 (May 2013) |
| Tax Bill | $2,069 (2025) |
| Deeds & Mortgages | May 2016 Mortgage Oct 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-005-06-005-000 |
| Primary APN | M40-0006-005-06-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,500 sqft (0.218 acres) |
| Lot Dimensions | 100 ft deep x 95 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 489 APPLE DR |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-1283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2806 JAMESWAY SUBD SEC 10 |
| Legal Subdivision | JAMESWAY SUBD SEC 10 |
| Legal Lot Number | 2806 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 455002 |
Source: Preble County records, as of March 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 498 APPLE DR, EATON, OH 45320-1282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2016 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 31, 2019 | Transfer on Death Deed, Transfer |
| Apr 30, 2007 | Warranty Deed, Transfer COUNTRYWIDE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2013 · Amount on File |
| Deed Sale | May 3, 2013 · Amount on File |
| Prior Sale | Apr 30, 2007 · Amount on File |
| Deed Document Number | 20132606 |
| Deed Book / Page | 329 / 176 |
| Prior Transfer Date | Apr 27, 2007 |
| Prior Transfer Doc | 262/0055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 489 APPLE DR, EATON, OH 45320-1283 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | ACS TITLE |
| Name | Verified Name |
|---|
| Document Number | 00360/0560 |
|---|---|
| Date | May 18, 2016 |
| Book Page | 360/0560 |
| Instrument | 201600001942 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2046 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Oct 31, 2019 |
| Property Address | 489 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 00398/0025 |
| Book / Page | 398 / 0025 |
| Map Reference | MB 12 PG 144 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 201900004834 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 APPLE DR, EATON, OH 45320-1282 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Apr 30, 2007 |
| Property Address | 489 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 262/0055 |
| Book / Page | 262 / 0055 |
| Map Reference | MB12 PG144 |
| Instrument Date | Apr 27, 2007 |
| Instrument | 200700079755 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 489 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 200700079756 |
|---|---|
| Date | Apr 30, 2007 |
| Instrument | 200700079756 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | May 1, 2037 |
| Document Number | 00262/0073 |
|---|---|
| Date | Apr 30, 2007 |
| Book Page | 262/0073 |
| Instrument | 200700079757 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2037 |
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,069.00 (+1.27%) Homeowner's exemption | $58,180 (-) Land $9,490 Building $48,690 | |
| 2024 | $2,043.00 (-14.48%) Homeowner's exemption | $58,180 (-) Land $9,490 Building $48,690 | |
| 2023 | $2,389.00 (+11.79%) Homeowner's exemption | $58,180 (+15.34%) Land $9,490 Building $48,690 | $166,200 (-) Land $27,100 Building $139,100 |
| 2022 | $2,137.00 Homeowner's exemption | $50,440 Land $8,580 Building $41,860 | |
| 2020 | $166,200 Land $27,100 Building $139,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures