Preble County property record for 481 Apple Dr, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,174 sqft · built 1993 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,000 (Apr 2026) |
| Tax Bill | $1,581 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2024 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-005-06-007-000 |
| Primary APN | M40-0006-005-06-007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 123 ft deep x 88 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 481 APPLE DR |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-1283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2808 JAMESWAY SUBD SEC 10 |
| Legal Subdivision | JAMESWAY SUBD SEC 10 |
| Legal Lot Number | 2808 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 455002 |
Source: Preble County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| May 20, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 3, 2019 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| May 31, 2012 | Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA |
| Apr 14, 2026 | Executor's Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORPORATION |
| Apr 14, 2026 | Executor's Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORPORATION |
| Jul 3, 2019 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| May 18, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Mar 3, 2003 · Amount on Record |
| Deed Document Number | 20261516 |
| Deed Book / Page | 477 / 2212 |
| Prior Transfer Date | May 11, 2021 |
| Prior Transfer Doc | 419/837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00436/1072 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 436/1072 |
| Instrument | 202200003536 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | PROMINENCE TITLE, PROMINENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 00455/1425 |
|---|---|
| Date | May 20, 2024 |
| Book Page | 455/1425 |
| Instrument | 202400001729 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 00394/0349 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 394/0349 |
| Instrument | 201900002919 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 00316/1963 |
|---|---|
| Date | May 31, 2012 |
| Book Page | 316/1963 |
| Instrument | 201200002711 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2042 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Apr 14, 2026 |
| Property Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 0000001516 |
| Book / Page | 477 / 2212 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.1516 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | FREEDOM TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $40,602.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 0000001517, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 477/2214 |
| Instrument | 2026.1517 |
| Name | POLARIS HOME FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Apr 14, 2026 |
| Property Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 00477/2212 |
| Book / Page | 477 / 2212 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20261516 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FREEDOM TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $40,602.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 0000001517, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 477/2214 |
| Instrument | 20261517 |
| Name | POLARIS HOME FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 394/0349 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 394/0349 |
| Instrument | 201900002919 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 1, 2039 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | May 18, 2021 |
| Property Address | 481 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 419/837 |
| Book / Page | 419 / 837 |
| Map Reference | MB 12 PG 144 |
| Instrument Date | May 11, 2021 |
| Instrument | 202100002858 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 APPLE DR, EATON, OH 45320-1283 |
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,581.00 (+0.51%) Homeowner's exemption | $53,910 (-) Land $9,630 Building $44,280 | |
| 2024 | $1,573.00 (-15.43%) Homeowner's exemption | $53,910 (-) Land $9,630 Building $44,280 | |
| 2023 | $1,860.00 (+19.15%) Homeowner's exemption | $53,910 (+20.04%) Land $9,630 Building $44,280 | $154,000 (-) Land $27,500 Building $126,500 |
| 2022 | $1,561.00 Homeowner's exemption | $44,910 Land $8,720 Building $36,190 | |
| 2020 | $154,000 Land $27,500 Building $126,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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