489 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 489 5th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,086 sqft · built 1890
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Oct 2025)
Tax Bill	$5,303 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2023 Refinance + 2 more
APN	`381700 80.64-10-4`

Property Details

APN / Parcel Number

Primary APN	`381700 80.64-10-4`
Alternative APN	`1605780`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,086 sqft Total Area
1st Floor Area	1,043 sqft
2nd Floor Area	1,043 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	65.3 ft deep x 24.6 ft wide
Porch	Porch
Porch Area	71 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1605780
Street Address	489 5TH AVE
City	TROY
State	NY
Zip	12182-2827
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU2
Legal Description	2 STY FR HSE 284-21A/SE PT 173
Legal Block	10
Legal Lot Number	4.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4010
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

489 5th Ave, a duplex, is owned by a company that bought it in October 2025.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	64 PLEASANTVIEW AVE, ALBANY, NY 12203-3215
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer SUNMARK FCU
Oct 31, 2023	Warranty Deed, Transfer · Stand-Alone Refinance SUNMARK FCU
Feb 3, 2023	Deed, Transfer
Jan 18, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Jan 18, 2023 · Amount on File
Deed Book / Page	11088 / 334
Prior Transfer Date	May 22, 2012
Prior Transfer Doc	6317000161
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 15, 2025
Property Address	489 5TH AVE, TROY, NY 12182-2827
Document Number	0110880334
Book / Page	11088 / 334
Instrument Date	Sep 26, 2025
Instrument	2025-662445
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 PLEASANTVIEW AVE, ALBANY, NY 12203-3215

Mortgage

Document Number	2025662446
Date	Oct 15, 2025
Instrument	2025-662446

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Amount	Amount on Record

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 31, 2023
Property Address	489 5TH AVE, TROY, NY 12182-2827
Document Number	0105240093
Book / Page	10524 / 93
Instrument Date	Sep 11, 2023
Instrument	2023-634290
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 NEW LOUDON RD, LATHAM, NY 12110-4052

Mortgage

Document Number	0105240097
Date	Oct 31, 2023
Book Page	10524/97
Instrument	2023-634291

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 3, 2023
Property Address	489 5TH AVE, TROY, NY 12182-2827
Document Number	0103130058
Book / Page	10313 / 58
Instrument Date	Jan 31, 2023
Instrument	2023-623410
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 NEW LOUDON RD # STE, LATHAM, NY 12110-4052

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 18, 2023
Property Address	489 5TH AVE, TROY, NY 12182-2827
Document Number	0102980048
Book / Page	10298 / 48
Instrument Date	Jan 11, 2023
Instrument	2023-622712
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 NEW LOUDON RD, LATHAM, NY 12110-4052

Tax Assessment & Valuation

The 2026 property tax bill for 489 5th Ave was $5,303, down 41.6% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,303.00 (-41.65%)
2025	$9,088.00 (+475.19%)	$74,000 (-) Land $6,300 Building $67,700	$126,700 (+11.34%) Land $10,787 Building $115,913
2024	$1,580.00	$74,000 (-) Land $6,300 Building $67,700	$113,800 (+7.66%) Land $9,688 Building $104,112
2023		$74,000 (-) Land $6,300 Building $67,700	$105,700 (+8.56%) Land $8,999 Building $96,701
2022	$3,226.00	$74,000 Land $6,300 Building $67,700	$97,368 Land $8,289 Building $89,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 489 5th Ave; there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 489 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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