486 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 486 5th Ave, Troy, NY 12182

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,439 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$56,000 (Jul 2023)
Tax Bill	$11,599 (2026)
Deeds & Mortgages	Nov 2023 Refinance Jul 2023 Sale + 2 more
APN	`381700 80.64-11-17`

Property Details

APN / Parcel Number

Primary APN	`381700 80.64-11-17`
Alternative APN	`1606770`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,439 sqft Total Area
1st Floor Area	1,319 sqft
2nd Floor Area	1,120 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	378 sqft
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1606770
Street Address	486 5TH AVE
City	TROY
State	NY
Zip	12182-2869
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MU2
Legal Description	2 STY FR HSE & 2C FR GAR 283-6/N 1/2 204
Legal Block	11
Legal Lot Number	17.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4011
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

486 5th Ave, a triplex, is owned by a company that bought it in July 2023.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	15 W 8TH ST, KEARNEY, NE 68847-7473
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SCF LN HLDGS LLC
Jul 21, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE NATIONAL BANK OF COXSACKIE
Nov 16, 2020	Warranty Deed, Transfer SMPR TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Nov 16, 2020 · Amount on File
Deed Document Number	2023630124
Deed Book / Page	10439 / 303
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	486 5TH AVE, TROY, NY 12182-2869
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105310282
Date	Nov 8, 2023
Book Page	10531/282
Instrument	2023-634641

Lender

Name	SCF LN HLDGS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 21, 2023
Property Address	486 5TH AVE, TROY, NY 12182-2869
Document Number	0104390303
Book / Page	10439 / 303
Instrument Date	Jun 27, 2023
Instrument	2023-630124
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 W 8TH ST, KEARNEY, NE 68847-7473

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	486 5TH AVE, TROY, NY 12182-2869
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096380104
Date	Jun 28, 2021
Book Page	9638/104
Instrument	2021-591516

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 16, 2020
Property Address	486 5TH AVE, TROY, NY 12182-2869
Document Number	0000578272
Book / Page	009361 / 000345
Instrument Date	Oct 7, 2020
Instrument	578272
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 907 COHOES NY 120470907, COHOES, NY 12047-0907

Tax Assessment & Valuation

The 2026 property tax bill for 486 5th Ave was $11,599, up 72.9% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,599.00 (+72.89%)
2025	$6,709.00	$135,000 Land $8,800 Building $126,200	$231,200 Land $15,071 Building $216,129
2023		$135,000 (-) Land $8,800 Building $126,200	$192,900 (+8.6%) Land $12,574 Building $180,326
2022	$6,546.00	$135,000 Land $8,800 Building $126,200	$177,632 Land $11,579 Building $166,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 486 5th Ave; there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 486 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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