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489 2nd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 489 2nd Ave, Troy, NY 12182

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,284 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$32,000 (Sep 2019)
Tax Bill$5,829 (2026)
Deeds & MortgagesJul 2020 Mortgage
Sep 2019 Sale
APN381700 80.63-6-7

Property Details

APN / Parcel Number

Primary APN381700 80.63-6-7
Alternative APN
  • 1600950

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,284 sqft Total Area
1st Floor Area1,196 sqft
2nd Floor Area1,088 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions120 ft deep x 25 ft wide
Garage TypeDetached
Garage Area400 sqft
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1600950
Street Address489 2ND AVE
CityTROY
StateNY
Zip12182-2839
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMU2
Legal Description2 STY FR HSE 286-20/N 1/2 37
Legal Block6
Legal Lot Number7.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group4
Census Block4006
Census Tract40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Lansingburgh Historic District
listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

489 2nd Ave, a duplex, is owned by a company that bought it in September 2019.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address220 BRITTANY PL, SCHENECTADY, NY 12309-2547
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage
COMMUNITY BK
Sep 25, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2019 · Amount on File
Deed SaleSep 25, 2019 · Amount on File
Prior SaleSep 10, 2008 · Amount on File
Deed Document Number2019557587
Deed Book / Page8952 / 97
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address489 2ND AVE, TROY, NY 12182-2839
Document Number0000572037
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address284 LOUDON RD ALBANY NY 122112017, ALBANY, NY 12211-2017

Mortgage

Document Number0000572037
DateJul 29, 2020
Book Page009236/000281
Instrument572037
Lender
NameCOMMUNITY BK
TypeBank
AddressALBANY, NY 12211
Agreement
AmountAmount on Record

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateSep 25, 2019
Property Address489 2ND AVE, TROY, NY 12182-2839
Document Number0000557587
Book / Page008952 / 000097
Instrument DateSep 4, 2019
Instrument557587
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
Tax$128.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address284 LOUDON RD ALBANY NY 122112017, ALBANY, NY 12211-2017

Tax Assessment & Valuation

The 2026 property tax bill for 489 2nd Ave was $5,829, up 50.1% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,829.00 (+50.08%)
2025$3,884.00$85,000 Land $8,800 Building $76,200$145,500 Land $15,064 Building $130,436
2023$85,000 (-) Land $8,800 Building $76,200$121,400 (+8.55%) Land $12,568 Building $108,832
2022$6,155.00$85,000 Land $8,800 Building $76,200$111,842 Land $11,579 Building $100,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 489 2nd Ave; there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 489 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
Hudson Valley Wireless
Fixed Wireless		200 / 20
T-Mobile
Fixed Wireless		100 / 20

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