488 2nd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 488 2nd Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,022 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Sep 2022)
Tax Bill	$3,564 (2026)
Deeds & Mortgages	Dec 2022 Sale Sep 2022 Sale + 2 more
APN	`381700 80.63-7-22`

Property Details

APN / Parcel Number

Primary APN	`381700 80.63-7-22`
Alternative APN	`1601800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,022 sqft Total Area
1st Floor Area	1,152 sqft
2nd Floor Area	600 sqft
Upper Floors Area	270 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Porch
Porch Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1601800
Street Address	488 2ND AVE
City	TROY
State	NY
Zip	12182-2815
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU2
Legal Description	2 STY BR&FR HSE 285-7/S PT 61 N PT 60
Legal Block	7
Legal Lot Number	22.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4007
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

488 2nd Ave, a duplex, is owned and occupied by two individuals who bought it in September 2022.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	488 2ND AVE, TROY, NY 12182-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer
Sep 6, 2022	Warranty Deed, Transfer
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	2022616440
Deed Book / Page	10172 / 312
Prior Transfer Date	Mar 2, 2010
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 19, 2022
Property Address	488 2ND AVE, TROY, NY 12182-2815
Document Number	0102700306
Book / Page	10270 / 306
Instrument Date	Dec 14, 2022
Instrument	2022-621400
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 2ND ST, TROY, NY 12180-5523

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 6, 2022
Property Address	488 2ND AVE, TROY, NY 12182-2815
Document Number	0101720312
Book / Page	10172 / 312
Instrument Date	Aug 18, 2022
Instrument	2022-616440
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	488 2ND AVE, TROY, NY 12182-2815

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	488 2ND AVE, TROY, NY 12182-2815
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101310275
Date	Jul 26, 2022
Book Page	10131/275
Instrument	2022-614436

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	488 2ND AVE, TROY, NY 12182-2815
Document Number	0000564041
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 2ND AVE TROY NY 121822815, TROY, NY 12182-2815

Mortgage

Document Number	0000564041
Date	Feb 3, 2020
Book Page	009077/000166
Instrument	564041

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 2, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 488 2nd Ave was $3,564, up 1.3% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,564.00 (+1.28%)
2025	$3,519.00	$77,000 Land $14,000 Building $63,000	$131,800 Land $23,964 Building $107,836
2023		$77,000 (-) Land $14,000 Building $63,000	$110,000 (+8.57%) Land $20,000 Building $90,000
2022	$3,357.00	$77,000 Land $14,000 Building $63,000	$101,316 Land $18,421 Building $82,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 488 2nd Ave; there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 488 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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