489 12th St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 489 12th St, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	2,891 sqft · built 2020
Lot Size	0.192 acres (8,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$920,000 (Dec 2020)
Tax Bill	$25,735 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2022 Assignment
Flood Zone	Zone X (minimal risk)
APN	`08-00013-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`08-00013-0000-00001-02`

Interior

Building Area	2,891 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,379 sqft (0.192 acres)

Location & Zoning

Street Address	489 12TH ST
City	CRESSKILL
State	NJ
Zip	07626-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOROUGH/CRESSKILL
Legal Block	13
Legal Lot Number	1.02
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	3
Census Block	3010
Census Tract	8002

Owner

Source: Bergen County and Cresskill Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 12TH ST, CRESSKILL, NJ 07626-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 21, 2022	Assignment of Lease, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Deed Document Number	2020130095
Deed Book / Page	3855 / 1626
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 8, 2020
Property Address	489 12TH ST, CRESSKILL, NJ 07626-1243
Document Number	0038551626
Book / Page	3855 / 1626
Instrument Date	Oct 27, 2020
Instrument	20-130095
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,647.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 S WASHINGTON AVE, 127, BERGENFIELD, NJ 07621-2938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 12TH ST, CRESSKILL, NJ 07626-1243

Mortgage

Document Number	20130096
Date	Dec 8, 2020
Instrument	20-130096

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

December 2022: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	BERGEN NJ
Recording Date	Dec 21, 2022
Property Address	489 12TH ST, CRESSKILL, NJ 07626-1243
Document Number	0048870607
Book / Page	4887 / 607
Instrument Date	Jan 29, 2019
Instrument	2022116114
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 S WASHINGTON AVE, BERGENFIELD, NJ 07621-2938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 US HIGHWAY 130, CRANBURY, NJ 08512-3327
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,259,200 (+11.02%) Land $444,000 Building $815,200	$1,259,200 (+11.02%) Land $444,000 Building $815,200
2025	$25,735.00 (+4.55%)	$1,134,200 (+9.73%) Land $370,000 Building $764,200	$1,134,200 (+9.73%) Land $370,000 Building $764,200
2024	$24,614.00 (+3.91%)
2023		$1,033,600 Land $314,500 Building $719,100	$1,033,600 Land $314,500 Building $719,100
2022	$23,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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