Bergen County and Cresskill Borough property record for 488 12th St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 3,730 sqft · built 2003 |
| Lot Size | 0.284 acres (12,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $872,500 (Aug 2003) |
| Tax Bill | $28,331 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00102-0000-00052 |
| Primary APN | 08-00102-0000-00052 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,730 sqft Living Area |
| 1st Floor Area | 3,730 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 12,375 sqft (0.284 acres) |
| Lot Dimensions | 104 ft deep x 119 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 148900 |
|---|---|
| Street Address | 488 12TH ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 119X104 4.4LT |
| Legal Subdivision | CERT CONSTRUCTION CO |
| Legal Block | 102 |
| Legal Lot Number | 52 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 488 12TH ST, CRESSKILL, NJ 07626-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2003 · Amount on Record |
| Deed Sale | Aug 1, 2003 · Amount on Record |
| Prior Sale | Aug 20, 2002 · Amount on Record |
| Deed Book / Page | 8601 / 309 |
| Last Transfer Date | Mar 18, 2012 |
| Transfer Doc | 0010050186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 488 12TH ST, CRESSKILL, NJ 07626-1242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025340640 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 02534/0640 |
| Instrument | 17-014113 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 26, 2032 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,386,700 (+11.06%) Land $524,600 Building $862,100 | $1,386,700 (+11.06%) Land $524,600 Building $862,100 | |
| 2025 | $28,331.00 (+4.99%) | $1,248,600 (+9.91%) Land $441,600 Building $807,000 | $1,248,600 (+9.91%) Land $441,600 Building $807,000 |
| 2024 | $26,984.00 (+3.84%) | ||
| 2023 | $1,136,000 Land $377,200 Building $758,800 | $1,136,000 Land $377,200 Building $758,800 | |
| 2022 | $25,985.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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