Montcalm County property record for 4889 Stephen Dr, Six Lakes, MI 48886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,816 sqft · built 1963 |
| Lot Size | 0.288 acres (12,541 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,425 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Apr 2021 Sale |
| APN | 001-200-018-00 |
| Primary APN | 001-200-018-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,816 sqft Building Perimeter |
| 1st Floor Area | 1,472 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 12,541 sqft (0.288 acres) |
| Lot Dimensions | 105 ft deep x 120 ft wide |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4889 STEPHEN DR |
|---|---|
| City | SIX LAKES |
| State | MI |
| Zip | 48886-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR:AG-R |
| Legal Description | LOT 18 & 19 BUBNAR'S SUB-DIVISION .288 AC M/L |
| Legal Subdivision | BUBNAR'S SUBDIVISION |
| Legal Lot Number | 18-19 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | BELVIDERE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970400 |
4889 Stephen Dr is owner-occupied and held in a trust.
Source: Montcalm County records, as of July 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4889 STEPHEN DR, SIX LAKES, MI 48886-7700 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EVERBANK.COM |
| Apr 30, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 4889 STEPHEN DR, SIX LAKES, MI 48886-7700 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R01507 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 2017R-01507 |
| Name | EVERBANK.COM |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Apr 30, 2021 |
| Property Address | 4889 STEPHEN DR, SIX LAKES, MI 48886-7700 |
| Document Number | 2021R06621 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021R06621 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4889 STEPHEN DR, SIX LAKES, MI 48886-7700 |
The 2025 property tax bill for 4889 Stephen Dr was $4,425, up 2.2% from the year before.
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Belvidere Township |
| Unified School District | Lakeview Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,000 (+9.15%) | $508,000 (+9.15%) | |
| 2025 | $4,425.00 (+2.17%) | $232,700 | $465,400 |
| 2024 | $4,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4889 Stephen Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4889 Stephen Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures