Montcalm County property record for 4757 Stephen Dr, Six Lakes, MI 48886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1996 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,380 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2018 Mortgage + 4 more |
| APN | 001-200-007-00 |
| Primary APN | 001-200-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,848 sqft Building Perimeter |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 115 ft deep x 85 ft wide |
| Garage Area | 1,156 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4757 STEPHEN DR |
|---|---|
| City | SIX LAKES |
| State | MI |
| Zip | 48886-8705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR:AG-R |
| Legal Description | . . LOT 7 BUBNAR'S SUB-DIVISION. |
| Legal Subdivision | BUBNAR'S SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | BELVIDERE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970400 |
4757 Stephen Dr is owner-occupied and held in a trust since November 2022.
Source: Montcalm County records, as of September 3, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4757 STEPHEN DR, SIX LAKES, MI 48886-8705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 20, 2018 | Deed of Trust, Mortgage LAKE MICHIGAN CREDIT UNION |
| Jun 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE MICHIGAN CREDIT UNION |
| Nov 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE MICHIGAN CREDIT UNION |
| Nov 15, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 12, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2008 |
| Deed Sale | Jan 24, 2008 |
| Deed Book / Page | 1394 / 561 |
| Last Transfer Date | Nov 8, 2022 |
| Transfer Doc | 2022R13045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Aug 25, 2026 |
| Property Address | 4757 STEPHEN DR, SIX LAKES, MI 48886-8705 |
| Document Number | 0000009001 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20269001 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4757 STEPHEN DR, SIX LAKES, MI 48886-8705 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 4757 STEPHEN DR, SIX LAKES, MI 48886-8705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018R09089 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 2018R-09089 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 4757 STEPHEN DR, SIX LAKES, MI 48886-8705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020R06375 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 2020R-06375 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 4757 STEPHEN DR, SIX LAKES, MI 48886-8705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022R13076 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022R-13076 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Nov 15, 2022 |
| Property Address | 4757 STEPHEN DR, SIX LAKES, MI 48886-8705 |
| Document Number | 2022R13045 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 2022R-13045 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4757 STEPHEN DR, SIX LAKES, MI 48886-8705 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Feb 12, 2021 |
| Property Address | 4757 STEPHEN DR, SIX LAKES, MI 48886-8705 |
| Document Number | 2021R02021 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021R02021 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23812 BEVERLY ST, SAINT CLAIR SHORES, MI 48082-2133 |
The 2025 property tax bill for 4757 Stephen Dr was $4,380, up 2.2% from the year before.
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Belvidere Township |
| Unified School District | Lakeview Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,000 (+8.45%) | $452,000 (+8.45%) | |
| 2025 | $4,380.00 (+2.17%) | $208,400 | $416,800 |
| 2024 | $4,287.00 | ||
| 2023 | $162,400 | $162,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4757 Stephen Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4757 Stephen Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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