4825 Cardinal Dr, Salisbury, MD 21804 Property Records

Wicomico County property record for 4825 Cardinal Dr, Salisbury, MD 21804

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,365 sqft · built 1965
Lot Size	0.882 acres (38,400 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Mar 2021)
Tax Bill	$1,672 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-011680`

Property Details

APN / Parcel Number

Primary APN	`08-011680`
Alternative APN	`011680`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,365 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	38,400 sqft (0.882 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	011680
Street Address	4825 CARDINAL DR
City	SALISBURY
State	MD
Zip	21804-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL B L 15-38,400 SQF 4825 CARDINAL DRIVE HOLLYWOOD PLAT
Legal Subdivision	HOLLY WOOD
Legal Block	B
Legal Lot Number	15
Jurisdiction	WICOMICO MD
Township / Civil Division	8, NUTTERS
Census Block Group	1
Census Block	1008
Census Tract	10605

Owner

4825 Cardinal Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4825 CARDINAL DR, SALISBURY, MD 21804-2705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 16, 2021	Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP
Apr 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Jan 30, 2006
Deed Book / Page	4810 / 250
Prior Transfer Date	Mar 9, 2016
Prior Transfer Doc	0041600310
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4825 CARDINAL DR, SALISBURY, MD 21804-2705
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 CARDINAL DR, SALISBURY, MD 21804-2705

Mortgage

Document Number	0056780281
Date	Mar 5, 2026
Book Page	5678/281

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 16, 2021
Property Address	4825 CARDINAL DR, SALISBURY, MD 21804-2705
Document Number	0048100250
Book / Page	4810 / 250
Map Reference	LB JWTS 44 FO 69
Instrument Date	Mar 15, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4825 CARDINAL DR, SALISBURY, MD 21804-2705
Investor	Possibly a Property Investor

Mortgage

Document Number	0004810256
Date	Mar 16, 2021
Instrument	4810/256

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 28, 2017
Property Address	4825 CARDINAL DR, SALISBURY, MD 21804-2705
Document Number	0041600310
Book / Page	004160 / 000310
Instrument Date	Mar 9, 2016
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4825 CARDINAL DR SALISBURY MD 218042705, SALISBURY, MD 21804-2705

Mortgage

Document Number	41600318
Date	Apr 28, 2017
Book Page	004160/000318

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4825 Cardinal Dr was $1,672.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,100 (+4.12%)	$196,500 (+12.35%) Land $38,600 Building $157,900
2025	$1,672.00	$174,900 Land $38,600 Building $136,300	$174,900 Land $38,600 Building $136,300
2023	$1,537.00	$154,167	$174,900 Land $38,600 Building $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4825 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4825 Cardinal Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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