Horry County property record for 4887 Luster Leaf Cir, Myrtle Beach, SC 29577
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 2005 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,900 (Nov 2014) |
| Tax Bill | $610 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 420-00-00-0535 |
| Primary APN | 420-00-00-0535 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Units | 10 Units |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4887 LUSTER LEAF CIR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29577-7717 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | MAGNOLIA POINTE HPR; UNIT 47-101 |
| Legal Subdivision | MAGNOLIA POINTE HPR |
| Legal Unit | 47-101 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 50102 |
4887 Luster Leaf Cir, a condominium, is owned by an individual who bought it in November 2014.
Source: Horry County records, as of March 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4887 LUSTER LEAF CIR, 101, MYRTLE BEACH, SC 29577-7707 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| Jan 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI MERIDIAN GRP MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2014 · Amount on File |
| Deed Sale | Nov 20, 2014 · Amount on File |
| Prior Sale | May 9, 2012 · Amount on File |
| Deed Document Number | 2014138407 |
| Deed Book / Page | 3780 / 604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 4887 LUSTER LEAF CIR, MYRTLE BEACH, SC 29577-7717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4887 LUSTER LEAF CIR, MYRTLE BEACH, SC 29577-7717 |
| Document Number | 68400000001849 |
|---|---|
| Date | Oct 22, 2024 |
| Book Page | 0000006840/0000001849 |
| Instrument | 2024000117398 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 4887 LUSTER LEAF CIR # 47-101, 47-101, MYRTLE BEACH, SC 29577-7717 |
| Document Number | 6173/3201 |
| Instrument Date | Jan 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4887 LUSTER LEAF CIR MYRTLE BEACH SC 295777717, MYRTLE BEACH, SC 29577-7717 |
| Document Number | 6173/3201 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 006173/003201 |
| Name | MERIDIAN GRP MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2050 |
The 2025 property tax bill for 4887 Luster Leaf Cir was $610.
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $610.00 | $314,900 (-) Building $314,900 | |
| 2024 | $610.00 (+11.52%) | $18,894 (+7.75%) Building $18,894 | $314,900 (+88.56%) Building $314,900 |
| 2023 | $547.00 | $17,535 Building $17,535 | $167,000 Building $167,000 |
| 2021 | $531.00 | $17,535 Building $17,535 | $167,000 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4887 Luster Leaf Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 162 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 2 (2016–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4887 Luster Leaf Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MYRTLE BEACH serves 49,375 people · EPA ID SC2610001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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