Horry County property record for 4886 Luster Leaf Cir, Myrtle Beach, SC 29577
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,070 sqft · built 2006 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,600 (May 2021) |
| Tax Bill | $2,835 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 420-00-00-0724 |
| Primary APN | 420-00-00-0724 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Units | 10 Units |
| Stories | 1 Story |
| Building Area | 1,070 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4886 LUSTER LEAF CIR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29577-7738 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | MAGNOLIA POINTE HPR; UNIT 39-303 |
| Legal Subdivision | MAGNOLIA POINTE HPR |
| Legal Unit | 39-303 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 50102 |
Source: Horry County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 WENTWORTH CT, JOHNSON CITY, TN 37604-2281 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| May 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL |
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Prior Sale | Oct 28, 2013 · Amount on Record |
| Deed Book / Page | 4421 / 289 |
| Prior Transfer Date | Apr 21, 2008 |
| Prior Transfer Doc | 0050610659 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 18, 2021 |
| Property Address | 4886 LUSTER LEAF CIR # 39-303, 39-303, MYRTLE BEACH, SC 29577-7738 |
| Document Number | 44210289 |
| Book / Page | 4421 / 289 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 WENTWORTH CT, JOHNSON CITY, TN 37604-2281 |
| Document Number | 63890000003230 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 0000006389/0000003230 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 4886 LUSTER LEAF CIR # 39-303, 39-303, MYRTLE BEACH, SC 29577-7738 |
| Document Number | 6159/2946 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4886 LUSTER LEAF CIR MYRTLE BEACH SC 295777738, MYRTLE BEACH, SC 29577-7738 |
| Document Number | 6159/2946 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 006159/002946 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,835.00 | $262,900 (-) Building $262,900 | |
| 2024 | $2,835.00 (+6.78%) | $15,774 (+9.66%) Building $15,774 | $262,900 (+91.9%) Building $262,900 |
| 2023 | $2,655.00 (+337.4%) | $14,385 (-) Building $14,385 | $137,000 (-) Building $137,000 |
| 2021 | $607.00 | $14,385 Building $14,385 | $137,000 Building $137,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 162 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 2 (2016–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MYRTLE BEACH serves 49,375 people · EPA ID SC2610001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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