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48857 Bay Harbor Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48857 Bay Harbor Dr, Macomb, MI 48044 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,615 sqft · built 2004
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on File
Last Sale$454,000 (Jul 2022)
Tax Bill$7,071 (2025)
Deeds & MortgagesJul 2022 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-26-101-005

Property Details

APN / Parcel Number

Primary APN20-08-26-101-005
Alternative APN
  • 0826101005

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,615 sqft Living Area
1st Floor Area1,326 sqft
Basement Area1,326 sqft
Unfinished Basement1,326 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions129 ft deep x 70 ft wide
Garage Area609 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address48857 BAY HARBOR DR
CityMACOMB
StateMI
Zip48044-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSYCAMORE ESTATES SUB NO. 1 LOT 5 L. 155 PGS. 64-70
Legal SubdivisionSYCAMORE ESTATES SUB
Legal Lot Number5
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2026
Census Tract223401

Owner

Source: Macomb County records · APN 20-08-26-101-005

Assessment roll updated July 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48857 BAY HARBOR DR, MACOMB, MI 48044-2306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 13, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2022 · Amount on Record
Deed SaleJul 13, 2022 · Amount on Record
Prior SaleJan 18, 2005 · Amount on Record
Deed Document Number202286706
Deed Book / Page28711 / 967
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address48857 BAY HARBOR DR, MACOMB, MI 48044-2306
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address56680 STONEY CREEK DR 25, 25, SHELBY TOWNSHIP, MI 48316-5259

Mortgage

Document Number2200085570
DateJul 11, 2022
Book Page28706/492
Instrument202200085570
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address48857 BAY HARBOR DR, MACOMB, MI 48044-2306
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address48857 BAY HARBOR DR, MACOMB, MI 48044-2306

Mortgage

Document Number2102169017
DateApr 29, 2021
Book Page27647/143
Instrument202102169017
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJul 13, 2022
Property Address48857 BAY HARBOR DR, MACOMB, MI 48044-2306
Document Number2200086706
Book / Page28711 / 967
Map ReferenceLB 155 PG 64
Instrument DateJun 29, 2022
Instrument202200086706
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
Tax$3,405.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48857 BAY HARBOR DR, 48857, MACOMB, MI 48044-2306

Transferred To (Grantee/Buyer)

NameVerified Name
Address48857 BAY HARBOR DR, MACOMB, MI 48044-2306

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$245,000 (+23.49%)$490,000 (+23.49%)
2025$7,071.00 (+71.5%)
2023$198,400$396,800
2022$4,123.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992234012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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